Albumin (human), 25%, 50ml at Sanford Sheldon Medical Center

118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$146.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$182.75

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.46 with Sanford Health Plan Align vs $83.55 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $26.46 ↓ -82%
Ucare Medicare Replacement $28.41 ↓ -81%
Great Plains Medicare Advantage Medicare Replacement $28.68 ↓ -80%
Aetna Medicare Replacement $28.68 ↓ -80%
Blue Cross Blue Shield of North Dakota Medicare Replacement $28.68 ↓ -80%
Health Partners Medicare Replacement $28.68 ↓ -80%
United Healthcare Medicare Replacement $28.68 ↓ -80%
Primewest Medicare Replacement $29.24 ↓ -80%
Wellmark HMO $46.42 ↓ -68%
Wellmark PPO $48.27 ↓ -67%
Sanford Health Plan Group Health/True $49.74 ↓ -66%
Sanford Health Plan SD Exchange True $49.74 ↓ -66%
Security Health Plan Commercial $51.06 ↓ -65%
Sanford Health Plan Commercial/ND Pers $58.51 ↓ -60%
Sanford Health Plan SD Exchange Commercial $58.51 ↓ -60%
Health Partners State Employees $61.27 ↓ -58%
Health Partners Commercial $69.62 ↓ -52%
Medica Choice $76.58 ↓ -48%
United Healthcare Commercial + Top 20 $77.51 ↓ -47%
Aetna Commercial $80.67 ↓ -45%
Ucare Commercial $81.56 ↓ -44%
Medica Elect $81.88 ↓ -44%
Healthez Commercial $83.55 ↓ -43%
First Choice Health Network Commercial $83.55 ↓ -43%
Multiplan Commercial $83.55 ↓ -43%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Albumin (human), 25%, 50ml at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $347.15 not published
MercyOne Genesis Davenport Medical Center Davenport $322.92 not published
MercyOne Genesis DeWitt Medical Center DeWitt $322.92 $61.89 – $132.88
UnityPoint Health - Allen Hospital Waterloo $144.48 $16.53 – $53.08
UnityPoint Health - Finley Hospital Dubuque $162.56 $41.64 – $176.36
UnityPoint Health - Grinnell Regional Medical Center Grinnell $127.56 $46.93 – $74.30
UnityPoint Health - Iowa Lutheran Hospital Des Moines $190.67 $1.98 – $53.08
UnityPoint Health - Jones Regional Medical Center Anamosa $144.48 $49.68 – $121.39

All Iowa hospitals for this procedure →