3d recon without postprocess indpndt at Sanford Sheldon Medical Center

118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$891.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,114.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$317.49 with Sanford Health Plan Align vs $1,002.60 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $317.49 ↓ -64%
Ucare Medicare Replacement $340.88 ↓ -62%
Great Plains Medicare Advantage Medicare Replacement $344.23 ↓ -61%
Aetna Medicare Replacement $344.23 ↓ -61%
Blue Cross Blue Shield of North Dakota Medicare Replacement $344.23 ↓ -61%
Health Partners Medicare Replacement $344.23 ↓ -61%
United Healthcare Medicare Replacement $344.23 ↓ -61%
Primewest Medicare Replacement $350.91 ↓ -61%
Wellmark HMO $557.00 ↓ -38%
Wellmark PPO $579.28 ↓ -35%
Sanford Health Plan Group Health/True $596.88 ↓ -33%
Sanford Health Plan SD Exchange True $596.88 ↓ -33%
Security Health Plan Commercial $612.70 ↓ -31%
Sanford Health Plan Commercial/ND Pers $702.15 ↓ -21%
Sanford Health Plan SD Exchange Commercial $702.15 ↓ -21%
Health Partners State Employees $735.24 ↓ -18%
Health Partners Commercial $835.50 ↓ -6%
Medica Choice $919.05 ↑ +3%
United Healthcare Commercial + Top 20 $930.19 ↑ +4%
Aetna Commercial $968.07 ↑ +9%
Ucare Commercial $978.76 ↑ +10%
Medica Elect $982.55 ↑ +10%
Healthez Commercial $1,002.60 ↑ +13%
First Choice Health Network Commercial $1,002.60 ↑ +13%
Multiplan Commercial $1,002.60 ↑ +13%

Visitor-reported prices

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3d recon without postprocess indpndt at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $241.80 not published
MercyOne Dubuque Medical Center Dubuque $386.10 $212.06 – $594.00
MercyOne Clinton Medical Center Clinton $386.10 $168.10 – $594.00
MercyOne West Des Moines Medical Center West Des Moines $666.00 $133.87 – $666.00
MercyOne Des Moines Medical Center Des Moines $432.90 $1.86 – $666.00
MercyOne Newton Medical Center Newton $449.80 $394.44 – $692.00
MercyOne North Iowa Medical Center Mason City $432.90 $170.50 – $666.00
MercyOne Genesis Davenport Medical Center Davenport $264.00 not published

All Iowa hospitals for this procedure →