X-ray heel/calcaneus > 2 views (both sides) at MercyOne Oelwein Medical Center

201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$274.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$423.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$107.78 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $282.00 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $107.78 ↓ -61%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $109.30 ↓ -60%
MOLINA MEDICAID MOLINA MEDICAID $110.91 ↓ -60%
WELLPOINT MEDICAID WELLPOINT MEDICAID $111.45 ↓ -59%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $114.44 ↓ -58%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $116.78 ↓ -58%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $117.93 ↓ -57%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $120.10 ↓ -56%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $122.56 ↓ -55%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $132.96 ↓ -52%
AMISH HOSPITAL AID AMISH HOSPITAL AID $153.77 ↓ -44%
CENTIVO CENTIVO $173.43 ↓ -37%
AMBETTER AMBETTER MARKETPLACE $194.24 ↓ -29%
GEHA UNITED HEALTHCARE $200.22 ↓ -27%
UNITED HEALTHCARE UNITED HEALTHCARE $200.22 ↓ -27%
HEALTH CHOICES MEDICAL ASSOCIATES $207.55 ↓ -25%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $207.55 ↓ -25%
CLAIMDOC CLAIMDOC $232.40 ↓ -15%
NOVA CLAIMDOC $232.40 ↓ -15%
1199 NATIONAL BENEFIT FUND AETNA $259.16 ↓ -6%
COVENTRY AETNA $259.16 ↓ -6%
ALLIED BENEFIT SYSTEMS AETNA $259.16 ↓ -6%
MERITAIN AETNA $259.16 ↓ -6%
AETNA DOMESTIC AETNA $259.16 ↓ -6%
FIRST HEALTH AETNA $259.16 ↓ -6%
ASR HEALTH BENEFITS AETNA $259.16 ↓ -6%
AETNA AETNA $259.16 ↓ -6%
LUCENT HEALTH AETNA $259.16 ↓ -6%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $259.16 ↓ -6%
CHRISTIAN BROTHER SERVICES AETNA $259.16 ↓ -6%
LUMINARE HEALTH AETNA $259.16 ↓ -6%
WEBTPA AETNA $259.16 ↓ -6%
MEDICAL MUTUAL AETNA $259.16 ↓ -6%
AETNA EAP AETNA $259.16 ↓ -6%
HEALTH PARTNERS HEALTH PARTNERS $271.28 ↓ -1%
MULTIPLAN MULTIPLAN $273.54 ↓ -1%
CIGNA EAP MIDLANDS CHOICE $276.36 ↑ +1%
CIGNA MIDLANDS CHOICE $276.36 ↑ +1%
AUXIANT MIDLANDS CHOICE $276.36 ↑ +1%
MEDICA MIDLANDS CHOICE $276.36 ↑ +1%
MIDLANDS CHOICE MIDLANDS CHOICE $276.36 ↑ +1%
MIDLANDS MIDLANDS CHOICE $276.36 ↑ +1%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $282.00 ↑ +3%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $282.00 ↑ +3%

Visitor-reported prices

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X-ray heel/calcaneus > 2 views (both sides) at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $237.00 $84.28 – $118.00
MercyOne Dubuque Medical Center Dubuque $248.95 $78.07 – $255.00
MercyOne New Hampton Medical Center New Hampton $274.95 $111.64 – $282.00
MercyOne Dyersville Medical Center Dyersville $274.95 $106.60 – $317.42
MercyOne Clinton Medical Center Clinton $319.15 $80.14 – $328.00
MercyOne Cedar Falls Medical Center Cedar Falls $231.40 $55.70 – $237.00
MercyOne Elkader Medical Center Elkader $274.95 $145.15 – $294.75
MercyOne West Des Moines Medical Center West Des Moines $690.00 $82.14 – $460.00

All Iowa hospitals for this procedure →