Ring fx reform 11-13x17mm at MercyOne Oelwein Medical Center

201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$997.27

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,534.26

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.57 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $114.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $43.57 ↓ -96%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $44.19 ↓ -96%
MOLINA MEDICAID MOLINA MEDICAID $44.84 ↓ -96%
WELLPOINT MEDICAID WELLPOINT MEDICAID $45.05 ↓ -95%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $46.26 ↓ -95%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $47.21 ↓ -95%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $47.67 ↓ -95%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $48.55 ↓ -95%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $49.54 ↓ -95%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $53.75 ↓ -95%
AMISH HOSPITAL AID AMISH HOSPITAL AID $62.16 ↓ -94%
CENTIVO CENTIVO $70.11 ↓ -93%
AMBETTER AMBETTER MARKETPLACE $78.52 ↓ -92%
HEALTH CHOICES MEDICAL ASSOCIATES $83.90 ↓ -92%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $83.90 ↓ -92%
CLAIMDOC CLAIMDOC $93.95 ↓ -91%
NOVA CLAIMDOC $93.95 ↓ -91%
UNITED HEALTHCARE UNITED HEALTHCARE $98.38 ↓ -90%
GEHA UNITED HEALTHCARE $98.38 ↓ -90%
COVENTRY AETNA $104.77 ↓ -89%
ALLIED BENEFIT SYSTEMS AETNA $104.77 ↓ -89%
MERITAIN AETNA $104.77 ↓ -89%
LUCENT HEALTH AETNA $104.77 ↓ -89%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $104.77 ↓ -89%
FIRST HEALTH AETNA $104.77 ↓ -89%
AETNA DOMESTIC AETNA $104.77 ↓ -89%
ASR HEALTH BENEFITS AETNA $104.77 ↓ -89%
AETNA AETNA $104.77 ↓ -89%
CHRISTIAN BROTHER SERVICES AETNA $104.77 ↓ -89%
LUMINARE HEALTH AETNA $104.77 ↓ -89%
WEBTPA AETNA $104.77 ↓ -89%
MEDICAL MUTUAL AETNA $104.77 ↓ -89%
AETNA EAP AETNA $104.77 ↓ -89%
1199 NATIONAL BENEFIT FUND AETNA $104.77 ↓ -89%
HEALTH PARTNERS HEALTH PARTNERS $109.67 ↓ -89%
MULTIPLAN MULTIPLAN $110.58 ↓ -89%
CIGNA MIDLANDS CHOICE $111.72 ↓ -89%
MIDLANDS CHOICE MIDLANDS CHOICE $111.72 ↓ -89%
CIGNA EAP MIDLANDS CHOICE $111.72 ↓ -89%
MEDICA MIDLANDS CHOICE $111.72 ↓ -89%
MIDLANDS MIDLANDS CHOICE $111.72 ↓ -89%
AUXIANT MIDLANDS CHOICE $111.72 ↓ -89%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $114.00 ↓ -89%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $114.00 ↓ -89%

Visitor-reported prices

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Ring fx reform 11-13x17mm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $1,052.12 $40.70 – $114.00
MercyOne New Hampton Medical Center New Hampton $983.30 $45.13 – $114.00
MercyOne Dyersville Medical Center Dyersville $1,052.12 $43.09 – $128.32
MercyOne Clinton Medical Center Clinton $1,052.12 $32.26 – $114.00
MercyOne Cedar Falls Medical Center Cedar Falls $1,052.12 $26.79 – $114.00
MercyOne Elkader Medical Center Elkader $1,052.12 $58.68 – $119.15
MercyOne West Des Moines Medical Center West Des Moines $1,618.64 $22.91 – $114.00
MercyOne Des Moines Medical Center Des Moines $1,052.12 $22.91 – $114.00

All Iowa hospitals for this procedure →