Pretreat rbc absorption reference at MercyOne Oelwein Medical Center

201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$118.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$183.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$70.93 with IOWA TOTAL CARE vs $183.00 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $70.93 ↓ -40%
MOLINA MEDICAID MOLINA MEDICAID $71.97 ↓ -39%
WELLPOINT MEDICAID WELLPOINT MEDICAID $72.32 ↓ -39%
NOVA CLAIMDOC $109.80 ↓ -8%
CLAIMDOC CLAIMDOC $109.80 ↓ -8%
GEHA UNITED HEALTHCARE $129.93 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE $129.93 ↑ +9%
HEALTH CHOICES MEDICAL ASSOCIATES $134.69 ↑ +13%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $134.69 ↑ +13%
AETNA DOMESTIC AETNA $168.18 ↑ +41%
COVENTRY AETNA $168.18 ↑ +41%
ALLIED BENEFIT SYSTEMS AETNA $168.18 ↑ +41%
MERITAIN AETNA $168.18 ↑ +41%
AETNA EAP AETNA $168.18 ↑ +41%
LUMINARE HEALTH AETNA $168.18 ↑ +41%
CHRISTIAN BROTHER SERVICES AETNA $168.18 ↑ +41%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $168.18 ↑ +41%
LUCENT HEALTH AETNA $168.18 ↑ +41%
AETNA AETNA $168.18 ↑ +41%
ASR HEALTH BENEFITS AETNA $168.18 ↑ +41%
1199 NATIONAL BENEFIT FUND AETNA $168.18 ↑ +41%
FIRST HEALTH AETNA $168.18 ↑ +41%
WEBTPA AETNA $168.18 ↑ +41%
MEDICAL MUTUAL AETNA $168.18 ↑ +41%
HEALTH PARTNERS HEALTH PARTNERS $176.05 ↑ +48%
MULTIPLAN MULTIPLAN $177.51 ↑ +49%
MEDICA MIDLANDS CHOICE $179.34 ↑ +51%
CIGNA MIDLANDS CHOICE $179.34 ↑ +51%
MIDLANDS MIDLANDS CHOICE $179.34 ↑ +51%
AUXIANT MIDLANDS CHOICE $179.34 ↑ +51%
MIDLANDS CHOICE MIDLANDS CHOICE $179.34 ↑ +51%
CIGNA EAP MIDLANDS CHOICE $179.34 ↑ +51%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $183.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $183.00 ↑ +54%

Visitor-reported prices

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Pretreat rbc absorption reference at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $87.60 $53.30 – $56.86
MercyOne Dubuque Medical Center Dubuque $173.55 $33.96 – $267.00
MercyOne Dyersville Medical Center Dyersville $118.95 $69.17 – $183.00
MercyOne Clinton Medical Center Clinton $173.55 $33.96 – $267.00
MercyOne Cedar Falls Medical Center Cedar Falls $49.40 $17.86 – $113.99
MercyOne Elkader Medical Center Elkader $118.95 $109.80 – $183.00
MercyOne West Des Moines Medical Center West Des Moines $267.00 $33.96 – $267.00
MercyOne Des Moines Medical Center Des Moines $49.40 $15.28 – $114.53

All Iowa hospitals for this procedure →