Osmolality blood at MercyOne Oelwein Medical Center

201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$77.35

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$119.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$45.48 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $119.00 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $45.48 ↓ -41%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $46.12 ↓ -40%
MOLINA MEDICAID MOLINA MEDICAID $46.80 ↓ -39%
WELLPOINT MEDICAID WELLPOINT MEDICAID $47.03 ↓ -39%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $48.29 ↓ -38%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $49.28 ↓ -36%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $49.77 ↓ -36%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $50.68 ↓ -34%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $51.72 ↓ -33%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $56.11 ↓ -27%
AMISH HOSPITAL AID AMISH HOSPITAL AID $64.89 ↓ -16%
CENTIVO CENTIVO $73.19 ↓ -5%
AMBETTER AMBETTER MARKETPLACE $81.97 ↑ +6%
GEHA UNITED HEALTHCARE $84.49 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE $84.49 ↑ +9%
HEALTH CHOICES MEDICAL ASSOCIATES $87.58 ↑ +13%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $87.58 ↑ +13%
CLAIMDOC CLAIMDOC $98.07 ↑ +27%
NOVA CLAIMDOC $98.07 ↑ +27%
1199 NATIONAL BENEFIT FUND AETNA $109.36 ↑ +41%
COVENTRY AETNA $109.36 ↑ +41%
ALLIED BENEFIT SYSTEMS AETNA $109.36 ↑ +41%
MERITAIN AETNA $109.36 ↑ +41%
AETNA DOMESTIC AETNA $109.36 ↑ +41%
FIRST HEALTH AETNA $109.36 ↑ +41%
ASR HEALTH BENEFITS AETNA $109.36 ↑ +41%
AETNA AETNA $109.36 ↑ +41%
LUCENT HEALTH AETNA $109.36 ↑ +41%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $109.36 ↑ +41%
CHRISTIAN BROTHER SERVICES AETNA $109.36 ↑ +41%
LUMINARE HEALTH AETNA $109.36 ↑ +41%
WEBTPA AETNA $109.36 ↑ +41%
MEDICAL MUTUAL AETNA $109.36 ↑ +41%
AETNA EAP AETNA $109.36 ↑ +41%
HEALTH PARTNERS HEALTH PARTNERS $114.48 ↑ +48%
MULTIPLAN MULTIPLAN $115.43 ↑ +49%
CIGNA EAP MIDLANDS CHOICE $116.62 ↑ +51%
CIGNA MIDLANDS CHOICE $116.62 ↑ +51%
AUXIANT MIDLANDS CHOICE $116.62 ↑ +51%
MEDICA MIDLANDS CHOICE $116.62 ↑ +51%
MIDLANDS CHOICE MIDLANDS CHOICE $116.62 ↑ +51%
MIDLANDS MIDLANDS CHOICE $116.62 ↑ +51%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $119.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $119.00 ↑ +54%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Osmolality blood at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $57.00 $6.61 – $6.61
MercyOne Dubuque Medical Center Dubuque $111.80 $6.41 – $172.00
MercyOne New Hampton Medical Center New Hampton $77.35 $47.11 – $119.00
MercyOne Dyersville Medical Center Dyersville $77.35 $44.98 – $133.95
MercyOne Clinton Medical Center Clinton $94.90 $6.41 – $146.00
MercyOne Cedar Falls Medical Center Cedar Falls $42.90 $6.41 – $66.00
MercyOne Elkader Medical Center Elkader $77.35 $61.25 – $124.38
MercyOne West Des Moines Medical Center West Des Moines $200.00 $6.41 – $200.00

All Iowa hospitals for this procedure →