MRI orbit/face/neck without & w/contrast at MercyOne Oelwein Medical Center

201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$3,714.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,714.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,183.89 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $5,714.00 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $2,183.89 ↓ -41%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $2,214.75 ↓ -40%
MOLINA MEDICAID MOLINA MEDICAID $2,247.32 ↓ -39%
WELLPOINT MEDICAID WELLPOINT MEDICAID $2,258.17 ↓ -39%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $2,318.74 ↓ -38%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $2,366.17 ↓ -36%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $2,389.59 ↓ -36%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $2,433.59 ↓ -34%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $2,483.30 ↓ -33%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $2,694.15 ↓ -27%
AMISH HOSPITAL AID AMISH HOSPITAL AID $3,115.84 ↓ -16%
CENTIVO CENTIVO $3,514.11 ↓ -5%
AMBETTER AMBETTER MARKETPLACE $3,935.80 ↑ +6%
GEHA UNITED HEALTHCARE $4,056.94 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE $4,056.94 ↑ +9%
HEALTH CHOICES MEDICAL ASSOCIATES $4,205.50 ↑ +13%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $4,205.50 ↑ +13%
CLAIMDOC CLAIMDOC $4,708.91 ↑ +27%
NOVA CLAIMDOC $4,708.91 ↑ +27%
1199 NATIONAL BENEFIT FUND AETNA $5,251.17 ↑ +41%
COVENTRY AETNA $5,251.17 ↑ +41%
ALLIED BENEFIT SYSTEMS AETNA $5,251.17 ↑ +41%
MERITAIN AETNA $5,251.17 ↑ +41%
AETNA DOMESTIC AETNA $5,251.17 ↑ +41%
FIRST HEALTH AETNA $5,251.17 ↑ +41%
ASR HEALTH BENEFITS AETNA $5,251.17 ↑ +41%
AETNA AETNA $5,251.17 ↑ +41%
LUCENT HEALTH AETNA $5,251.17 ↑ +41%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $5,251.17 ↑ +41%
CHRISTIAN BROTHER SERVICES AETNA $5,251.17 ↑ +41%
LUMINARE HEALTH AETNA $5,251.17 ↑ +41%
WEBTPA AETNA $5,251.17 ↑ +41%
MEDICAL MUTUAL AETNA $5,251.17 ↑ +41%
AETNA EAP AETNA $5,251.17 ↑ +41%
HEALTH PARTNERS HEALTH PARTNERS $5,496.87 ↑ +48%
MULTIPLAN MULTIPLAN $5,542.58 ↑ +49%
CIGNA EAP MIDLANDS CHOICE $5,599.72 ↑ +51%
CIGNA MIDLANDS CHOICE $5,599.72 ↑ +51%
AUXIANT MIDLANDS CHOICE $5,599.72 ↑ +51%
MEDICA MIDLANDS CHOICE $5,599.72 ↑ +51%
MIDLANDS CHOICE MIDLANDS CHOICE $5,599.72 ↑ +51%
MIDLANDS MIDLANDS CHOICE $5,599.72 ↑ +51%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $5,714.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $5,714.00 ↑ +54%

Visitor-reported prices

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MRI orbit/face/neck without & w/contrast at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $2,448.60 $341.85 – $478.59
MercyOne Dubuque Medical Center Dubuque $2,925.65 $312.99 – $4,501.00
MercyOne New Hampton Medical Center New Hampton $3,714.10 $2,262.17 – $5,714.00
MercyOne Clinton Medical Center Clinton $2,321.80 $321.26 – $3,572.00
MercyOne Cedar Falls Medical Center Cedar Falls $3,576.30 $328.68 – $5,502.00
MercyOne Elkader Medical Center Elkader $3,714.10 $2,941.00 – $5,972.27
MercyOne West Des Moines Medical Center West Des Moines $8,039.00 $329.29 – $8,039.00
MercyOne Des Moines Medical Center Des Moines $3,935.75 $329.29 – $6,055.00

All Iowa hospitals for this procedure →