Morphine 4 mg/ml injection (wrapper)|discarded drug not administered at MercyOne Oelwein Medical Center

201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$11.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11.85

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.53 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $11.85 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $4.53 ↓ -62%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $4.59 ↓ -61%
MOLINA MEDICAID MOLINA MEDICAID $4.66 ↓ -61%
WELLPOINT MEDICAID WELLPOINT MEDICAID $4.68 ↓ -61%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $4.81 ↓ -59%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $4.91 ↓ -59%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $4.96 ↓ -58%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $5.05 ↓ -57%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $5.15 ↓ -57%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $5.59 ↓ -53%
AMISH HOSPITAL AID AMISH HOSPITAL AID $6.46 ↓ -45%
CENTIVO CENTIVO $7.29 ↓ -38%
BLUE CROSS - MN WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - NE WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - FL WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - WY WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $8.13 ↓ -31%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - ND WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - KS WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $8.13 ↓ -31%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - AR WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - NM WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - ID WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - VT WELLMARK PPO $8.13 ↓ -31%
KAISER DOMESTIC WELLMARK PPO $8.13 ↓ -31%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - IL WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $8.13 ↓ -31%
WC DOMESTIC WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - TX WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - SC WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - MI WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - MT WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - RI WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - TN WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - FEDERAL WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - NC WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $8.13 ↓ -31%
BLUE CARE NETWORK WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - AZ WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - HI WELLMARK PPO $8.13 ↓ -31%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $8.13 ↓ -31%
BLUE SHIELD - CA WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $8.13 ↓ -31%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $8.13 ↓ -31%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - MA WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - AL WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $8.13 ↓ -31%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $8.13 ↓ -31%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $8.13 ↓ -31%
BCN DOMESTIC WELLMARK PPO $8.13 ↓ -31%
BCBS GENERIC WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - OK WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS DOMESTIC WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - MS WELLMARK PPO $8.13 ↓ -31%
PRE-EMPLOYMENT WELLMARK PPO $8.13 ↓ -31%
BLUE CROSS - LA WELLMARK PPO $8.13 ↓ -31%
AMBETTER AMBETTER MARKETPLACE $8.16 ↓ -31%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $8.72 ↓ -26%
HEALTH CHOICES MEDICAL ASSOCIATES $8.72 ↓ -26%
CLAIMDOC CLAIMDOC $9.77 ↓ -18%
NOVA CLAIMDOC $9.77 ↓ -18%
GEHA UNITED HEALTHCARE $10.23 ↓ -14%
UNITED HEALTHCARE UNITED HEALTHCARE $10.23 ↓ -14%
LUMINARE HEALTH AETNA $10.89 ↓ -8%
ASR HEALTH BENEFITS AETNA $10.89 ↓ -8%
1199 NATIONAL BENEFIT FUND AETNA $10.89 ↓ -8%
FIRST HEALTH AETNA $10.89 ↓ -8%
AETNA DOMESTIC AETNA $10.89 ↓ -8%
AETNA EAP AETNA $10.89 ↓ -8%
LUCENT HEALTH AETNA $10.89 ↓ -8%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $10.89 ↓ -8%
WEBTPA AETNA $10.89 ↓ -8%
COVENTRY AETNA $10.89 ↓ -8%
ALLIED BENEFIT SYSTEMS AETNA $10.89 ↓ -8%
MERITAIN AETNA $10.89 ↓ -8%
MEDICAL MUTUAL AETNA $10.89 ↓ -8%
CHRISTIAN BROTHER SERVICES AETNA $10.89 ↓ -8%
AETNA AETNA $10.89 ↓ -8%
HEALTH PARTNERS HEALTH PARTNERS $11.40 ↓ -4%
MULTIPLAN MULTIPLAN $11.49 ↓ -3%
CIGNA MIDLANDS CHOICE $11.61 ↓ -2%
MIDLANDS MIDLANDS CHOICE $11.61 ↓ -2%
AUXIANT MIDLANDS CHOICE $11.61 ↓ -2%
MEDICA MIDLANDS CHOICE $11.61 ↓ -2%
MIDLANDS CHOICE MIDLANDS CHOICE $11.61 ↓ -2%
CIGNA EAP MIDLANDS CHOICE $11.61 ↓ -2%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $11.85 ↑ +0%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $11.85 ↑ +0%

Visitor-reported prices

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Morphine 4 mg/ml injection (wrapper)|discarded drug not administered at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne New Hampton Medical Center New Hampton $41.05 $8.13 – $8.13
MercyOne Dyersville Medical Center Dyersville $10.55 $8.13 – $8.13
MercyOne Clinton Medical Center Clinton $11.85 $3.35 – $11.85
MercyOne Cedar Falls Medical Center Cedar Falls $11.85 $2.17 – $9.25
MercyOne Elkader Medical Center Elkader $41.05 $8.13 – $8.13
MercyOne West Des Moines Medical Center West Des Moines $10.55 $5.89 – $8.13
MercyOne Des Moines Medical Center Des Moines $10.50 $5.89 – $8.13
MercyOne Centerville Medical Center Centerville $10.50 $2.24 – $8.15

All Iowa hospitals for this procedure →