Membrane amnioband 2x2cm -cost per sq cm at MercyOne Oelwein Medical Center

201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$350.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$538.68

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$130.31 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $340.94 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $130.31 ↓ -63%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $132.15 ↓ -62%
MOLINA MEDICAID MOLINA MEDICAID $134.09 ↓ -62%
WELLPOINT MEDICAID WELLPOINT MEDICAID $134.74 ↓ -62%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $138.35 ↓ -60%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $141.18 ↓ -60%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $142.58 ↓ -59%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $145.21 ↓ -59%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $148.17 ↓ -58%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $160.75 ↓ -54%
AMISH HOSPITAL AID AMISH HOSPITAL AID $185.91 ↓ -47%
CENTIVO CENTIVO $209.68 ↓ -40%
AMBETTER AMBETTER MARKETPLACE $234.84 ↓ -33%
HEALTH CHOICES MEDICAL ASSOCIATES $250.93 ↓ -28%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $250.93 ↓ -28%
CLAIMDOC CLAIMDOC $280.97 ↓ -20%
NOVA CLAIMDOC $280.97 ↓ -20%
UNITED HEALTHCARE UNITED HEALTHCARE $294.23 ↓ -16%
GEHA UNITED HEALTHCARE $294.23 ↓ -16%
COVENTRY AETNA $313.32 ↓ -11%
ALLIED BENEFIT SYSTEMS AETNA $313.32 ↓ -11%
MERITAIN AETNA $313.32 ↓ -11%
LUCENT HEALTH AETNA $313.32 ↓ -11%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $313.32 ↓ -11%
FIRST HEALTH AETNA $313.32 ↓ -11%
AETNA DOMESTIC AETNA $313.32 ↓ -11%
ASR HEALTH BENEFITS AETNA $313.32 ↓ -11%
AETNA AETNA $313.32 ↓ -11%
CHRISTIAN BROTHER SERVICES AETNA $313.32 ↓ -11%
LUMINARE HEALTH AETNA $313.32 ↓ -11%
WEBTPA AETNA $313.32 ↓ -11%
MEDICAL MUTUAL AETNA $313.32 ↓ -11%
AETNA EAP AETNA $313.32 ↓ -11%
1199 NATIONAL BENEFIT FUND AETNA $313.32 ↓ -11%
HEALTH PARTNERS HEALTH PARTNERS $327.98 ↓ -6%
MULTIPLAN MULTIPLAN $330.71 ↓ -6%
CIGNA MIDLANDS CHOICE $334.12 ↓ -5%
MIDLANDS CHOICE MIDLANDS CHOICE $334.12 ↓ -5%
CIGNA EAP MIDLANDS CHOICE $334.12 ↓ -5%
MEDICA MIDLANDS CHOICE $334.12 ↓ -5%
MIDLANDS MIDLANDS CHOICE $334.12 ↓ -5%
AUXIANT MIDLANDS CHOICE $334.12 ↓ -5%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $340.94 ↓ -3%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $340.94 ↓ -3%

Visitor-reported prices

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Membrane amnioband 2x2cm -cost per sq cm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $350.14 $66.07 – $340.94
MercyOne New Hampton Medical Center New Hampton $436.12 $140.19 – $354.10
MercyOne Dyersville Medical Center Dyersville $350.14 $128.88 – $383.76
MercyOne Clinton Medical Center Clinton $350.14 $66.07 – $340.94
MercyOne Cedar Falls Medical Center Cedar Falls $350.14 $59.12 – $340.94
MercyOne Elkader Medical Center Elkader $350.14 $175.48 – $356.35
MercyOne West Des Moines Medical Center West Des Moines $538.68 $55.64 – $340.94
MercyOne Des Moines Medical Center Des Moines $350.14 $55.64 – $340.94

All Iowa hospitals for this procedure →