Kit montgmry thyrplasty impl f 5 implants 1meas dev inst set at MercyOne Oelwein Medical Center

201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$1,391.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,141.22

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$786.10 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $2,056.78 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $786.10 ↓ -44%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $797.21 ↓ -43%
MOLINA MEDICAID MOLINA MEDICAID $808.93 ↓ -42%
WELLPOINT MEDICAID WELLPOINT MEDICAID $812.84 ↓ -42%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $834.64 ↓ -40%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $851.71 ↓ -39%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $860.15 ↓ -38%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $875.98 ↓ -37%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $893.88 ↓ -36%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $969.77 ↓ -30%
AMISH HOSPITAL AID AMISH HOSPITAL AID $1,121.56 ↓ -19%
CENTIVO CENTIVO $1,264.92 ↓ -9%
AMBETTER AMBETTER MARKETPLACE $1,416.71 ↑ +2%
HEALTH CHOICES MEDICAL ASSOCIATES $1,513.79 ↑ +9%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $1,513.79 ↑ +9%
CLAIMDOC CLAIMDOC $1,694.99 ↑ +22%
NOVA CLAIMDOC $1,694.99 ↑ +22%
UNITED HEALTHCARE UNITED HEALTHCARE $1,775.00 ↑ +28%
GEHA UNITED HEALTHCARE $1,775.00 ↑ +28%
COVENTRY AETNA $1,890.18 ↑ +36%
ALLIED BENEFIT SYSTEMS AETNA $1,890.18 ↑ +36%
MERITAIN AETNA $1,890.18 ↑ +36%
LUCENT HEALTH AETNA $1,890.18 ↑ +36%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $1,890.18 ↑ +36%
FIRST HEALTH AETNA $1,890.18 ↑ +36%
AETNA DOMESTIC AETNA $1,890.18 ↑ +36%
ASR HEALTH BENEFITS AETNA $1,890.18 ↑ +36%
AETNA AETNA $1,890.18 ↑ +36%
CHRISTIAN BROTHER SERVICES AETNA $1,890.18 ↑ +36%
LUMINARE HEALTH AETNA $1,890.18 ↑ +36%
WEBTPA AETNA $1,890.18 ↑ +36%
MEDICAL MUTUAL AETNA $1,890.18 ↑ +36%
AETNA EAP AETNA $1,890.18 ↑ +36%
1199 NATIONAL BENEFIT FUND AETNA $1,890.18 ↑ +36%
HEALTH PARTNERS HEALTH PARTNERS $1,978.62 ↑ +42%
MULTIPLAN MULTIPLAN $1,995.08 ↑ +43%
CIGNA MIDLANDS CHOICE $2,015.64 ↑ +45%
MIDLANDS CHOICE MIDLANDS CHOICE $2,015.64 ↑ +45%
CIGNA EAP MIDLANDS CHOICE $2,015.64 ↑ +45%
MEDICA MIDLANDS CHOICE $2,015.64 ↑ +45%
MIDLANDS MIDLANDS CHOICE $2,015.64 ↑ +45%
AUXIANT MIDLANDS CHOICE $2,015.64 ↑ +45%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $2,056.78 ↑ +48%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $2,056.78 ↑ +48%

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Kit montgmry thyrplasty impl f 5 implants 1meas dev inst set at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $1,391.79 $733.80 – $2,055.46
MercyOne New Hampton Medical Center New Hampton $1,238.25 $723.98 – $1,828.70
MercyOne Dyersville Medical Center Dyersville $1,391.79 $776.96 – $2,313.63
MercyOne Clinton Medical Center Clinton $1,391.79 $576.54 – $2,037.25
MercyOne Cedar Falls Medical Center Cedar Falls $1,391.79 $478.75 – $2,037.25
MercyOne Elkader Medical Center Elkader $1,391.79 $1,058.48 – $2,149.45
MercyOne West Des Moines Medical Center West Des Moines $2,141.22 $410.62 – $2,042.87
MercyOne Des Moines Medical Center Des Moines $1,391.79 $403.84 – $2,009.15

All Iowa hospitals for this procedure →