Kit hfx iq ipg bundle at MercyOne Oelwein Medical Center
201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511
$26,541.53
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$40,833.13
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14,969.79 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $39,167.42 with CRIME VICTIM ASSISTANCE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MEDICARE MEDICAL ASSOCIATES HEALTH PLANS | MEDICAL ASSOCIATES MEDICARE ADVANTAGE | $14,969.79 | ↓ -44% |
| IOWA TOTAL CARE | IOWA TOTAL CARE MEDICAID | $15,181.29 | ↓ -43% |
| MOLINA MEDICAID | MOLINA MEDICAID | $15,404.55 | ↓ -42% |
| WELLPOINT MEDICAID | WELLPOINT MEDICAID | $15,478.96 | ↓ -42% |
| BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE | WELLMARK MEDICARE ADVANTAGE | $15,894.14 | ↓ -40% |
| HEALTH PARTNERS MEDICARE ADVANTAGE | UNITYPOINT HEALTH PARTNERS MEDICARE ADV | $16,219.23 | ↓ -39% |
| WELLPOINT MEDICARE ADVANTAGE | WELLPOINT MEDICARE ADVANTAGE | $16,379.82 | ↓ -38% |
| MEDIGOLD MEDICARE ADVANTAGE | MERCYONE HEALTH PLAN MEDICARE ADVANTAGE | $16,681.40 | ↓ -37% |
| UNITED HEALTHCARE MEDICARE | UNITED HEALTHCARE MEDICARE ADVANTAGE | $17,022.16 | ↓ -36% |
| AETNA MEDICARE ADVANTAGE | AETNA MEDICARE ADVANTAGE | $18,467.44 | ↓ -30% |
| AMISH HOSPITAL AID | AMISH HOSPITAL AID | $21,357.99 | ↓ -20% |
| CENTIVO | CENTIVO | $24,087.96 | ↓ -9% |
| AMBETTER | AMBETTER MARKETPLACE | $26,978.52 | ↑ +2% |
| MEDICAL ASSOCIATES | MEDICAL ASSOCIATES | $28,827.22 | ↑ +9% |
| HEALTH CHOICES | MEDICAL ASSOCIATES | $28,827.22 | ↑ +9% |
| CLAIMDOC | CLAIMDOC | $32,277.87 | ↑ +22% |
| NOVA | CLAIMDOC | $32,277.87 | ↑ +22% |
| GEHA | UNITED HEALTHCARE | $33,801.48 | ↑ +27% |
| UNITED HEALTHCARE | UNITED HEALTHCARE | $33,801.48 | ↑ +27% |
| ALLIED BENEFIT SYSTEMS | AETNA | $35,994.86 | ↑ +36% |
| AETNA | AETNA | $35,994.86 | ↑ +36% |
| AETNA DOMESTIC | AETNA | $35,994.86 | ↑ +36% |
| AETNA EAP | AETNA | $35,994.86 | ↑ +36% |
| 1199 NATIONAL BENEFIT FUND | AETNA | $35,994.86 | ↑ +36% |
| ASR HEALTH BENEFITS | AETNA | $35,994.86 | ↑ +36% |
| CHRISTIAN BROTHER SERVICES | AETNA | $35,994.86 | ↑ +36% |
| COVENTRY | AETNA | $35,994.86 | ↑ +36% |
| FIRST HEALTH | AETNA | $35,994.86 | ↑ +36% |
| LUCENT HEALTH | AETNA | $35,994.86 | ↑ +36% |
| LUMINARE HEALTH | AETNA | $35,994.86 | ↑ +36% |
| MEDICAL MUTUAL | AETNA | $35,994.86 | ↑ +36% |
| MERITAIN | AETNA | $35,994.86 | ↑ +36% |
| TRUSTMARK SMALL BUSINESS BENEFITS | AETNA | $35,994.86 | ↑ +36% |
| WEBTPA | AETNA | $35,994.86 | ↑ +36% |
| HEALTH PARTNERS | HEALTH PARTNERS | $37,679.06 | ↑ +42% |
| MULTIPLAN | MULTIPLAN | $37,992.40 | ↑ +43% |
| MIDLANDS CHOICE | MIDLANDS CHOICE | $38,384.07 | ↑ +45% |
| AUXIANT | MIDLANDS CHOICE | $38,384.07 | ↑ +45% |
| MIDLANDS | MIDLANDS CHOICE | $38,384.07 | ↑ +45% |
| CIGNA | MIDLANDS CHOICE | $38,384.07 | ↑ +45% |
| CIGNA EAP | MIDLANDS CHOICE | $38,384.07 | ↑ +45% |
| MEDICA | MIDLANDS CHOICE | $38,384.07 | ↑ +45% |
| IOWA DEPT OF PUBLIC HEALTH | CARE FOR YOURSELF | $39,167.42 | ↑ +48% |
| CRIME VICTIM ASSISTANCE | CRIME VICTIMS | $39,167.42 | ↑ +48% |
Visitor-reported prices
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Kit hfx iq ipg bundle at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $25,570.56 | $11,353.14 – $31,801.50 |
| MercyOne New Hampton Medical Center | New Hampton | $30,880.20 | $18,120.34 – $45,770.00 |
| MercyOne Dyersville Medical Center | Dyersville | $26,541.53 | $14,870.26 – $44,280.34 |
| MercyOne Clinton Medical Center | Clinton | $26,541.53 | $11,133.03 – $39,339.32 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $29,051.10 | $9,204.34 – $39,167.42 |
| MercyOne Elkader Medical Center | Elkader | $26,541.53 | $20,159.47 – $40,937.79 |
| MercyOne West Des Moines Medical Center | West Des Moines | $40,833.13 | $7,872.65 – $39,167.42 |
| MercyOne Des Moines Medical Center | Des Moines | $28,492.42 | $7,911.40 – $39,360.18 |