Facial bones <3 at MercyOne Oelwein Medical Center

201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$323.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$497.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$189.95 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $497.00 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $189.95 ↓ -41%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $192.64 ↓ -40%
MOLINA MEDICAID MOLINA MEDICAID $195.47 ↓ -39%
WELLPOINT MEDICAID WELLPOINT MEDICAID $196.41 ↓ -39%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $201.68 ↓ -38%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $205.81 ↓ -36%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $207.85 ↓ -36%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $211.67 ↓ -34%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $216.00 ↓ -33%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $234.34 ↓ -27%
AMISH HOSPITAL AID AMISH HOSPITAL AID $271.01 ↓ -16%
CENTIVO CENTIVO $305.66 ↓ -5%
AMBETTER AMBETTER MARKETPLACE $342.33 ↑ +6%
GEHA UNITED HEALTHCARE $352.87 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE $352.87 ↑ +9%
HEALTH CHOICES MEDICAL ASSOCIATES $365.79 ↑ +13%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $365.79 ↑ +13%
CLAIMDOC CLAIMDOC $409.58 ↑ +27%
NOVA CLAIMDOC $409.58 ↑ +27%
1199 NATIONAL BENEFIT FUND AETNA $456.74 ↑ +41%
COVENTRY AETNA $456.74 ↑ +41%
ALLIED BENEFIT SYSTEMS AETNA $456.74 ↑ +41%
MERITAIN AETNA $456.74 ↑ +41%
AETNA DOMESTIC AETNA $456.74 ↑ +41%
FIRST HEALTH AETNA $456.74 ↑ +41%
ASR HEALTH BENEFITS AETNA $456.74 ↑ +41%
AETNA AETNA $456.74 ↑ +41%
LUCENT HEALTH AETNA $456.74 ↑ +41%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $456.74 ↑ +41%
CHRISTIAN BROTHER SERVICES AETNA $456.74 ↑ +41%
LUMINARE HEALTH AETNA $456.74 ↑ +41%
WEBTPA AETNA $456.74 ↑ +41%
MEDICAL MUTUAL AETNA $456.74 ↑ +41%
AETNA EAP AETNA $456.74 ↑ +41%
HEALTH PARTNERS HEALTH PARTNERS $478.11 ↑ +48%
MULTIPLAN MULTIPLAN $482.09 ↑ +49%
CIGNA EAP MIDLANDS CHOICE $487.06 ↑ +51%
CIGNA MIDLANDS CHOICE $487.06 ↑ +51%
AUXIANT MIDLANDS CHOICE $487.06 ↑ +51%
MEDICA MIDLANDS CHOICE $487.06 ↑ +51%
MIDLANDS CHOICE MIDLANDS CHOICE $487.06 ↑ +51%
MIDLANDS MIDLANDS CHOICE $487.06 ↑ +51%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $497.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $497.00 ↑ +54%

Visitor-reported prices

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Facial bones <3 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $160.80 $84.28 – $118.00
MercyOne Clinton Medical Center Clinton $159.25 $69.34 – $245.00
MercyOne Des Moines Medical Center Des Moines $211.90 $65.53 – $326.00
MercyOne Centerville Medical Center Centerville $497.00 $136.38 – $497.00
MercyOne Genesis Davenport Medical Center Davenport $175.80 $84.28 – $118.00
MercyOne Genesis DeWitt Medical Center DeWitt $175.80 $99.62 – $213.89
MercyOne Waterloo Medical Center Waterloo $163.80 $59.22 – $252.00
UnityPoint Health - Allen Hospital Waterloo $181.20 $8.95 – $119.36

All Iowa hospitals for this procedure →