Cytopathology cervical/vaginal thin layer auto screen/manual rescreen/review at MercyOne Oelwein Medical Center

201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$79.95

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$123.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.34 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $123.00 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $26.34 ↓ -67%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $26.61 ↓ -67%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $47.01 ↓ -41%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $47.67 ↓ -40%
MOLINA MEDICAID MOLINA MEDICAID $48.38 ↓ -39%
WELLPOINT MEDICAID WELLPOINT MEDICAID $48.61 ↓ -39%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $50.93 ↓ -36%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $51.44 ↓ -36%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $52.39 ↓ -34%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $53.46 ↓ -33%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $57.99 ↓ -27%
AMISH HOSPITAL AID AMISH HOSPITAL AID $67.07 ↓ -16%
CENTIVO CENTIVO $75.65 ↓ -5%
AMBETTER AMBETTER MARKETPLACE $84.72 ↑ +6%
UNITED HEALTHCARE UNITED HEALTHCARE $87.33 ↑ +9%
GEHA UNITED HEALTHCARE $87.33 ↑ +9%
HEALTH CHOICES MEDICAL ASSOCIATES $90.53 ↑ +13%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $90.53 ↑ +13%
NOVA CLAIMDOC $101.36 ↑ +27%
CLAIMDOC CLAIMDOC $101.36 ↑ +27%
FIRST HEALTH AETNA $113.04 ↑ +41%
COVENTRY AETNA $113.04 ↑ +41%
ALLIED BENEFIT SYSTEMS AETNA $113.04 ↑ +41%
MERITAIN AETNA $113.04 ↑ +41%
1199 NATIONAL BENEFIT FUND AETNA $113.04 ↑ +41%
ASR HEALTH BENEFITS AETNA $113.04 ↑ +41%
AETNA AETNA $113.04 ↑ +41%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $113.04 ↑ +41%
AETNA DOMESTIC AETNA $113.04 ↑ +41%
LUCENT HEALTH AETNA $113.04 ↑ +41%
CHRISTIAN BROTHER SERVICES AETNA $113.04 ↑ +41%
LUMINARE HEALTH AETNA $113.04 ↑ +41%
WEBTPA AETNA $113.04 ↑ +41%
MEDICAL MUTUAL AETNA $113.04 ↑ +41%
AETNA EAP AETNA $113.04 ↑ +41%
HEALTH PARTNERS HEALTH PARTNERS $118.33 ↑ +48%
MULTIPLAN MULTIPLAN $119.31 ↑ +49%
MIDLANDS MIDLANDS CHOICE $120.54 ↑ +51%
MIDLANDS CHOICE MIDLANDS CHOICE $120.54 ↑ +51%
MEDICA MIDLANDS CHOICE $120.54 ↑ +51%
CIGNA EAP MIDLANDS CHOICE $120.54 ↑ +51%
AUXIANT MIDLANDS CHOICE $120.54 ↑ +51%
CIGNA MIDLANDS CHOICE $120.54 ↑ +51%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $123.00 ↑ +54%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cytopathology cervical/vaginal thin layer auto screen/manual rescreen/review at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne New Hampton Medical Center New Hampton $79.95 $26.61 – $123.00
MercyOne Cedar Falls Medical Center Cedar Falls $220.35 $25.79 – $240.69
MercyOne West Des Moines Medical Center West Des Moines $266.00 $25.79 – $266.00
MercyOne Des Moines Medical Center Des Moines $172.90 $25.79 – $266.00
MercyOne Centerville Medical Center Centerville $123.00 $26.61 – $123.00
MercyOne Newton Medical Center Newton $79.95 $25.79 – $123.00
MercyOne North Iowa Medical Center Mason City $78.00 $25.79 – $120.00
MercyOne Waterloo Medical Center Waterloo $220.35 $25.79 – $240.69

All Iowa hospitals for this procedure →