Culture body fluid at MercyOne Oelwein Medical Center
201 8th Ave SE, Oelwein, IA · MercyOne · · NPI 1528009511
$380.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$146.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.45 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $146.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| MEDICARE MEDICAL ASSOCIATES HEALTH PLANS | MEDICAL ASSOCIATES MEDICARE ADVANTAGE | $8.45 | ↓ -98% |
| BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE | WELLMARK MEDICARE ADVANTAGE | $8.53 | ↓ -98% |
| AETNA MEDICARE ADVANTAGE | AETNA MEDICARE ADVANTAGE | $8.62 | ↓ -98% |
| HEALTH PARTNERS MEDICARE ADVANTAGE | UNITYPOINT HEALTH PARTNERS MEDICARE ADV | $8.71 | ↓ -98% |
| WELLPOINT MEDICARE ADVANTAGE | WELLPOINT MEDICARE ADVANTAGE | $8.79 | ↓ -98% |
| MEDIGOLD MEDICARE ADVANTAGE | MERCYONE HEALTH PLAN MEDICARE ADVANTAGE | $8.95 | ↓ -98% |
| UNITED HEALTHCARE MEDICARE | UNITED HEALTHCARE MEDICARE ADVANTAGE | $9.14 | ↓ -98% |
| IOWA TOTAL CARE | IOWA TOTAL CARE MEDICAID | $56.59 | ↓ -85% |
| MOLINA MEDICAID | MOLINA MEDICAID | $57.42 | ↓ -85% |
| WELLPOINT MEDICAID | WELLPOINT MEDICAID | $57.70 | ↓ -85% |
| AMISH HOSPITAL AID | AMISH HOSPITAL AID | $79.61 | ↓ -79% |
| CENTIVO | CENTIVO | $89.79 | ↓ -76% |
| AMBETTER | AMBETTER MARKETPLACE | $100.56 | ↓ -74% |
| GEHA | UNITED HEALTHCARE | $103.66 | ↓ -73% |
| UNITED HEALTHCARE | UNITED HEALTHCARE | $103.66 | ↓ -73% |
| MEDICAL ASSOCIATES | MEDICAL ASSOCIATES | $107.46 | ↓ -72% |
| HEALTH CHOICES | MEDICAL ASSOCIATES | $107.46 | ↓ -72% |
| CLAIMDOC | CLAIMDOC | $120.32 | ↓ -68% |
| NOVA | CLAIMDOC | $120.32 | ↓ -68% |
| HEALTH PARTNERS | HEALTH PARTNERS | $140.45 | ↓ -63% |
| MULTIPLAN | MULTIPLAN | $141.62 | ↓ -63% |
| CIGNA | MIDLANDS CHOICE | $143.08 | ↓ -62% |
| MIDLANDS CHOICE | MIDLANDS CHOICE | $143.08 | ↓ -62% |
| CIGNA EAP | MIDLANDS CHOICE | $143.08 | ↓ -62% |
| AUXIANT | MIDLANDS CHOICE | $143.08 | ↓ -62% |
| MEDICA | MIDLANDS CHOICE | $143.08 | ↓ -62% |
| MIDLANDS | MIDLANDS CHOICE | $143.08 | ↓ -62% |
| CRIME VICTIM ASSISTANCE | CRIME VICTIMS | $146.00 | ↓ -62% |
| IOWA DEPT OF PUBLIC HEALTH | CARE FOR YOURSELF | $146.00 | ↓ -62% |
Visitor-reported prices
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Culture body fluid at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $85.20 | $8.62 – $8.62 |
| MercyOne New Hampton Medical Center | New Hampton | $94.90 | $57.80 – $146.00 |
| MercyOne Dyersville Medical Center | Dyersville | $94.90 | $55.19 – $164.34 |
| MercyOne Clinton Medical Center | Clinton | $510.25 | $8.35 – $172.00 |
| MercyOne Elkader Medical Center | Elkader | $94.90 | $75.15 – $152.60 |
| MercyOne Centerville Medical Center | Centerville | $339.00 | $8.45 – $146.00 |
| MercyOne Newton Medical Center | Newton | $385.00 | $8.35 – $146.00 |
| MercyOne North Iowa Medical Center | Mason City | $1,050.00 | $8.35 – $158.00 |