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Urine Culture Test at MercyOne Newton Medical Center

204 N. 4th Ave E, Newton, IA · MercyOne · · NPI 1003296179

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$313.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$90.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.82 with IOWA TOTAL CARE vs $90.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $7.82 ↓ -98%
MOLINA MEDICAID MOLINA MEDICAID $7.90 ↓ -97%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $7.91 ↓ -97%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $7.91 ↓ -97%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $7.91 ↓ -97%
WELLPOINT MEDICAID WELLPOINT MEDICAID $7.93 ↓ -97%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $7.99 ↓ -97%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $8.07 ↓ -97%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $8.15 ↓ -97%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $8.23 ↓ -97%
AMISH HOSPITAL AID AMISH HOSPITAL AID $10.73 ↓ -97%
OSCAR OSCAR $11.47 ↓ -96%
CENTIVO CENTIVO $11.65 ↓ -96%
AMBETTER AMBETTER MARKETPLACE $13.56 ↓ -96%
NOVA CLAIMDOC $16.22 ↓ -95%
CLAIMDOC CLAIMDOC $16.22 ↓ -95%
GEHA UNITED HEALTHCARE $51.30 ↓ -84%
UNITED HEALTHCARE UNITED HEALTHCARE $51.30 ↓ -84%
NEWTON CORRECTIONAL FACILITY NEWTON CORRECTIONAL FACILITY $58.50 ↓ -81%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $67.95 ↓ -78%
HEALTH CHOICES MEDICAL ASSOCIATES $67.95 ↓ -78%
HEALTH PARTNERS HEALTH PARTNERS $79.38 ↓ -75%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $82.80 ↓ -74%
MIDLANDS MIDLANDS CHOICE PPO $82.80 ↓ -74%
AUXIANT MIDLANDS CHOICE PPO $82.80 ↓ -74%
MEDICA MIDLANDS CHOICE PPO $82.80 ↓ -74%
CIGNA MIDLANDS CHOICE PPO $82.80 ↓ -74%
CIGNA EAP MIDLANDS CHOICE PPO $82.80 ↓ -74%
HEALTH ALLIANCE HEALTHALLIANCE MIDWEST PPO $82.80 ↓ -74%
WEBTPA AETNA $84.33 ↓ -73%
COVENTRY AETNA $84.33 ↓ -73%
ALLIED BENEFIT SYSTEMS AETNA $84.33 ↓ -73%
LUCENT HEALTH AETNA $84.33 ↓ -73%
LUMINARE HEALTH AETNA $84.33 ↓ -73%
ASR HEALTH BENEFITS AETNA $84.33 ↓ -73%
CHRISTIAN BROTHER SERVICES AETNA $84.33 ↓ -73%
FIRST HEALTH AETNA $84.33 ↓ -73%
1199 NATIONAL BENEFIT FUND AETNA $84.33 ↓ -73%
AETNA AETNA $84.33 ↓ -73%
MERITAIN AETNA $84.33 ↓ -73%
MEDICAL MUTUAL AETNA $84.33 ↓ -73%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $84.33 ↓ -73%
AETNA DOMESTIC AETNA $84.33 ↓ -73%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $90.00 ↓ -71%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $90.00 ↓ -71%

Visitor-reported prices

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Urine Culture Test at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $38.58 $4.84 – $14.18
UnityPoint Health - Allen Hospital Waterloo $38.58 $4.84 – $25.41
MercyOne Genesis Davenport West Medical Center Davenport $45.00 $8.07 – $8.07
MercyOne New Hampton Medical Center New Hampton $58.50 $35.63 – $90.00
MercyOne Dyersville Medical Center Dyersville $58.50 $34.02 – $101.30
MercyOne Clinton Medical Center Clinton $411.45 $7.82 – $135.00
MercyOne Oelwein Medical Center Oelwein $392.00 $7.91 – $90.00
MercyOne Cedar Falls Medical Center Cedar Falls $288.00 $7.82 – $105.00

All Iowa hospitals for this procedure →