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Knee X-ray at MercyOne Newton Medical Center

204 N. 4th Ave E, Newton, IA · MercyOne · · NPI 1003296179

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$483.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$744.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$98.96 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $496.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $98.96 ↓ -80%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $98.96 ↓ -80%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $98.96 ↓ -80%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $99.95 ↓ -79%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $100.94 ↓ -79%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $101.99 ↓ -79%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $103.00 ↓ -79%
BLUE CROSS - WY WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - MI WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $106.81 ↓ -78%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $106.81 ↓ -78%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - OK WELLMARK PPO $106.81 ↓ -78%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - VT WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - TX WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - FEDERAL WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - AZ WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - RI WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - NC WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - SC WELLMARK PPO $106.81 ↓ -78%
BLUE CARE NETWORK WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $106.81 ↓ -78%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $106.81 ↓ -78%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - MT WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - KS WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $106.81 ↓ -78%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - FL WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - LA WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $106.81 ↓ -78%
BLUE SHIELD - CA WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - IL WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - TN WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - AR WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - NE WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - MS WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $106.81 ↓ -78%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - MA WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - AL WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - ND WELLMARK PPO $106.81 ↓ -78%
BCBS GENERIC WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - MN WELLMARK PPO $106.81 ↓ -78%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - HI WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - ID WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $106.81 ↓ -78%
BLUE CROSS - NM WELLMARK PPO $106.81 ↓ -78%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $120.57 ↓ -75%
MOLINA MEDICAID MOLINA MEDICAID $121.75 ↓ -75%
WELLPOINT MEDICAID WELLPOINT MEDICAID $122.23 ↓ -75%
AMISH HOSPITAL AID AMISH HOSPITAL AID $134.30 ↓ -72%
OSCAR OSCAR $143.49 ↓ -70%
CENTIVO CENTIVO $145.71 ↓ -70%
AMBETTER AMBETTER MARKETPLACE $169.64 ↓ -65%
NOVA CLAIMDOC $202.97 ↓ -58%
CLAIMDOC CLAIMDOC $202.97 ↓ -58%
GEHA UNITED HEALTHCARE $282.72 ↓ -42%
UNITED HEALTHCARE UNITED HEALTHCARE $282.72 ↓ -42%
NEWTON CORRECTIONAL FACILITY NEWTON CORRECTIONAL FACILITY $322.40 ↓ -33%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $374.48 ↓ -23%
HEALTH CHOICES MEDICAL ASSOCIATES $374.48 ↓ -23%
HEALTH PARTNERS HEALTH PARTNERS $437.47 ↓ -10%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $456.32 ↓ -6%
MIDLANDS MIDLANDS CHOICE PPO $456.32 ↓ -6%
AUXIANT MIDLANDS CHOICE PPO $456.32 ↓ -6%
MEDICA MIDLANDS CHOICE PPO $456.32 ↓ -6%
CIGNA MIDLANDS CHOICE PPO $456.32 ↓ -6%
CIGNA EAP MIDLANDS CHOICE PPO $456.32 ↓ -6%
HEALTH ALLIANCE HEALTHALLIANCE MIDWEST PPO $456.32 ↓ -6%
WEBTPA AETNA $464.75 ↓ -4%
COVENTRY AETNA $464.75 ↓ -4%
ALLIED BENEFIT SYSTEMS AETNA $464.75 ↓ -4%
LUCENT HEALTH AETNA $464.75 ↓ -4%
LUMINARE HEALTH AETNA $464.75 ↓ -4%
ASR HEALTH BENEFITS AETNA $464.75 ↓ -4%
CHRISTIAN BROTHER SERVICES AETNA $464.75 ↓ -4%
FIRST HEALTH AETNA $464.75 ↓ -4%
1199 NATIONAL BENEFIT FUND AETNA $464.75 ↓ -4%
AETNA AETNA $464.75 ↓ -4%
MERITAIN AETNA $464.75 ↓ -4%
MEDICAL MUTUAL AETNA $464.75 ↓ -4%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $464.75 ↓ -4%
AETNA DOMESTIC AETNA $464.75 ↓ -4%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $496.00 ↑ +3%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $496.00 ↑ +3%

Visitor-reported prices

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Knee X-ray at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $491.32 $10.22 – $180.56
UnityPoint Health - Allen Hospital Waterloo $344.80 $10.22 – $227.14
MercyOne Genesis Davenport West Medical Center Davenport $268.20 $101.79 – $142.51
MercyOne Dubuque Medical Center Dubuque $516.10 $93.79 – $529.00
MercyOne New Hampton Medical Center New Hampton $483.60 $196.37 – $496.00
MercyOne Clinton Medical Center Clinton $583.05 $96.27 – $597.00
MercyOne Dyersville Medical Center Dyersville $483.60 $187.49 – $558.30
MercyOne Oelwein Medical Center Oelwein $483.60 $189.57 – $496.00

All Iowa hospitals for this procedure →