Dch validity tests at MercyOne Newton Medical Center

204 N. 4th Ave E, Newton, IA · MercyOne · · NPI 1003296179

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$27.95

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$43.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.38 with IOWA TOTAL CARE vs $43.00 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $3.38 ↓ -88%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $3.41 ↓ -88%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $3.41 ↓ -88%
MOLINA MEDICAID MOLINA MEDICAID $3.41 ↓ -88%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $3.41 ↓ -88%
WELLPOINT MEDICAID WELLPOINT MEDICAID $3.42 ↓ -88%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $3.44 ↓ -88%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $3.48 ↓ -88%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $3.48 ↓ -88%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $3.51 ↓ -87%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $3.55 ↓ -87%
AMISH HOSPITAL AID AMISH HOSPITAL AID $4.63 ↓ -83%
OSCAR OSCAR $4.95 ↓ -82%
CENTIVO CENTIVO $5.02 ↓ -82%
AMBETTER AMBETTER MARKETPLACE $5.85 ↓ -79%
CLAIMDOC CLAIMDOC $6.99 ↓ -75%
NOVA CLAIMDOC $6.99 ↓ -75%
GEHA UNITED HEALTHCARE $24.51 ↓ -12%
UNITED HEALTHCARE UNITED HEALTHCARE $24.51 ↓ -12%
NEWTON CORRECTIONAL FACILITY NEWTON CORRECTIONAL FACILITY $27.95 ↑ +0%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $32.47 ↑ +16%
HEALTH CHOICES MEDICAL ASSOCIATES $32.47 ↑ +16%
HEALTH PARTNERS HEALTH PARTNERS $37.93 ↑ +36%
MEDICA MIDLANDS CHOICE PPO $39.56 ↑ +42%
CIGNA MIDLANDS CHOICE PPO $39.56 ↑ +42%
HEALTH ALLIANCE HEALTHALLIANCE MIDWEST PPO $39.56 ↑ +42%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $39.56 ↑ +42%
CIGNA EAP MIDLANDS CHOICE PPO $39.56 ↑ +42%
AUXIANT MIDLANDS CHOICE PPO $39.56 ↑ +42%
MIDLANDS MIDLANDS CHOICE PPO $39.56 ↑ +42%
LUCENT HEALTH AETNA $40.29 ↑ +44%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $40.29 ↑ +44%
CHRISTIAN BROTHER SERVICES AETNA $40.29 ↑ +44%
WEBTPA AETNA $40.29 ↑ +44%
LUMINARE HEALTH AETNA $40.29 ↑ +44%
MEDICAL MUTUAL AETNA $40.29 ↑ +44%
COVENTRY AETNA $40.29 ↑ +44%
ALLIED BENEFIT SYSTEMS AETNA $40.29 ↑ +44%
MERITAIN AETNA $40.29 ↑ +44%
AETNA DOMESTIC AETNA $40.29 ↑ +44%
FIRST HEALTH AETNA $40.29 ↑ +44%
1199 NATIONAL BENEFIT FUND AETNA $40.29 ↑ +44%
ASR HEALTH BENEFITS AETNA $40.29 ↑ +44%
AETNA AETNA $40.29 ↑ +44%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $43.00 ↑ +54%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Dch validity tests at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $18.60 $3.48 – $3.48
MercyOne Elkader Medical Center Elkader $9.12 $2.58 – $8.00
MercyOne North Iowa Medical Center Mason City $13.65 $2.78 – $21.00
MercyOne Genesis Davenport Medical Center Davenport $19.80 not published
MercyOne Genesis DeWitt Medical Center DeWitt $12.00 $3.06 – $6.57
MercyOne Waterloo Medical Center Waterloo $97.50 $2.78 – $106.50
UnityPoint Health - Allen Hospital Waterloo $25.72 $3.48 – $16.94
UnityPoint Health - Finley Hospital Dubuque $25.72 $2.94 – $25.71

All Iowa hospitals for this procedure →