X-ray exam entire spi 4/5 vw at UnityPoint Health - Trinity Muscatine

1518 Mulberry, Muscatine, IA · UnityPoint Health · · NPI 1861444333

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$399.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$499.77

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.90 with Aetna vs $275.49 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $15.90 ↓ -96%
Ambetter HMO $15.90 ↓ -96%
Health Alliance Medicare Advantage $15.90 ↓ -96%
Blue Cross and Blue Shield Medicare Advantage $15.90 ↓ -96%
Wellmark Blue Cross and Blue Shield Medicare Advantage $16.22 ↓ -96%
Humana Medicare Advantage $16.70 ↓ -96%
United Healthcare Medicare Advantage $16.70 ↓ -96%
Meridian Health Plan Medicare Advantage $16.70 ↓ -96%
United Healthcare HMO $23.25 ↓ -94%
United Healthcare PPO $23.25 ↓ -94%
Wellmark Blue Cross and Blue Shield HMO $29.10 ↓ -93%
Wellmark UPH Self-Funded Commercial $29.10 ↓ -93%
Cigna/Midlands Commercial $33.79 ↓ -92%
Wellmark Blue Cross and Blue Shield PPO $34.30 ↓ -91%
Health Partners Open Network Commercial $37.00 ↓ -91%
BC Illinois Community PPO $39.66 ↓ -90%
Iowa Total Care Managed Medicaid $91.84 ↓ -77%
Amerigroup Managed Medicaid $91.84 ↓ -77%
BC Illinois Community Blue Choice $147.13 ↓ -63%
Medica Exchange Inspire Commercial $182.92 ↓ -54%
Medica Exchange Insure Commercial $204.91 ↓ -49%
Aetna HMO $261.18 ↓ -35%
Aetna PPO $275.49 ↓ -31%

Visitor-reported prices

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X-ray exam entire spi 4/5 vw at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $87.60 $101.79 – $142.51
MercyOne North Iowa Medical Center Mason City $707.20 $101.16 – $1,088.00
MercyOne Genesis Davenport Medical Center Davenport $91.80 $101.79 – $142.51
MercyOne Genesis DeWitt Medical Center DeWitt $91.80 $111.69 – $2,679.00
UnityPoint Health - Allen Hospital Waterloo $427.96 $15.90 – $281.91
UnityPoint Health - Finley Hospital Dubuque $244.29 $15.90 – $244.29
UnityPoint Health - Grinnell Regional Medical Center Grinnell $339.27 $15.90 – $170.90
UnityPoint Health - Iowa Lutheran Hospital Des Moines $600.52 $15.90 – $220.69

All Iowa hospitals for this procedure →