Vaginal bx at UnityPoint Health - Trinity Muscatine

1518 Mulberry, Muscatine, IA · UnityPoint Health · · NPI 1861444333

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$1,067.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,334.34

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$173.74 with Iowa Total Care vs $8,778.00 with BC Illinois Community — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Iowa Total Care Managed Medicaid $173.74 ↓ -84%
Amerigroup Managed Medicaid $173.74 ↓ -84%
Blue Cross and Blue Shield Medicare Advantage $185.48 ↓ -83%
Wellmark Blue Cross and Blue Shield Medicare Advantage $189.19 ↓ -82%
Health Alliance Medicare Advantage $189.19 ↓ -82%
Aetna Medicare Advantage $189.19 ↓ -82%
Meridian Health Plan Medicare Advantage $194.75 ↓ -82%
Humana Medicare Advantage $194.75 ↓ -82%
United Healthcare Medicare Advantage $194.75 ↓ -82%
Ambetter HMO $296.77 ↓ -72%
Wellmark Blue Cross and Blue Shield PPO $306.90 ↓ -71%
Wellmark Blue Cross and Blue Shield HMO $306.90 ↓ -71%
Wellmark UPH Self-Funded Commercial $306.90 ↓ -71%
Health Partners Open Network Commercial $368.28 ↓ -66%
Medica Exchange Inspire Commercial $488.37 ↓ -54%
Aetna HMO $494.09 ↓ -54%
Aetna PPO $521.16 ↓ -51%
Medica Exchange Insure Commercial $547.08 ↓ -49%
United Healthcare HMO $604.63 ↓ -43%
United Healthcare PPO $604.63 ↓ -43%
Cigna/Midlands Commercial $729.88 ↓ -32%
BC Illinois Community Blue Choice $7,680.75 ↑ +620%
BC Illinois Community PPO $8,778.00 ↑ +722%

Visitor-reported prices

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Vaginal bx at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $123.60 not published
MercyOne Genesis Davenport Medical Center Davenport $504.00 not published
MercyOne Genesis DeWitt Medical Center DeWitt $504.00 $157.68 – $2,679.00
UnityPoint Health - Allen Hospital Waterloo $382.96 $166.75 – $309.72
UnityPoint Health - Finley Hospital Dubuque $392.54 $176.88 – $7,680.75
UnityPoint Health - Iowa Lutheran Hospital Des Moines $272.23 $89.15 – $260.04
UnityPoint Health - Marshalltown Marshalltown $382.96 $167.55 – $382.00
UnityPoint Health - St. Lukes Downtown Sioux City $411.60 $133.77 – $334.42

All Iowa hospitals for this procedure →