Routine footcare pt w lops at UnityPoint Health - Trinity Muscatine

1518 Mulberry, Muscatine, IA · UnityPoint Health · · NPI 1861444333

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$196.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$245.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.01 with Health Alliance vs $84.65 with BC Illinois Community — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Alliance Medicare Advantage $20.01 ↓ -90%
Aetna Medicare Advantage $20.01 ↓ -90%
Ambetter HMO $20.01 ↓ -90%
Blue Cross and Blue Shield Medicare Advantage $20.01 ↓ -90%
Wellmark Blue Cross and Blue Shield Medicare Advantage $20.41 ↓ -90%
United Healthcare Medicare Advantage $21.01 ↓ -89%
Meridian Health Plan Medicare Advantage $21.01 ↓ -89%
Humana Medicare Advantage $21.01 ↓ -89%
Wellmark UPH Self-Funded Commercial $30.00 ↓ -85%
Wellmark Blue Cross and Blue Shield HMO $30.00 ↓ -85%
Wellmark Blue Cross and Blue Shield PPO $35.30 ↓ -82%
Health Partners Open Network Commercial $41.23 ↓ -79%
BC Illinois Community PPO $42.46 ↓ -78%
Aetna HMO $45.56 ↓ -77%
Aetna PPO $45.56 ↓ -77%
Cigna/Midlands Commercial $52.68 ↓ -73%
United Healthcare PPO $72.53 ↓ -63%
United Healthcare HMO $72.53 ↓ -63%
BC Illinois Community Blue Choice $84.65 ↓ -57%
Amerigroup Managed Medicaid not published by hospital —
Medica Exchange Insure Commercial not published by hospital —
Medica Exchange Inspire Commercial not published by hospital —
Iowa Total Care Managed Medicaid not published by hospital —

Visitor-reported prices

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Routine footcare pt w lops at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $114.00 $123.50 – $190.20
MercyOne Genesis Davenport Medical Center Davenport $127.20 $137.80 – $190.20
UnityPoint Health - Allen Hospital Waterloo $196.00 $20.01 – $52.68
UnityPoint Health - Finley Hospital Dubuque $196.00 $20.01 – $225.40
UnityPoint Health - Grinnell Regional Medical Center Grinnell $196.00 $20.01 – $52.68
UnityPoint Health - Iowa Lutheran Hospital Des Moines $196.00 $20.01 – $52.68
UnityPoint Health - Jones Regional Medical Center Anamosa $196.00 $20.01 – $52.68
UnityPoint Health - Marshalltown Marshalltown $196.00 $20.01 – $52.68

All Iowa hospitals for this procedure →