Non-ophthalmic fva at UnityPoint Health - Trinity Muscatine
1518 Mulberry, Muscatine, IA · UnityPoint Health · · NPI 1861444333
$1,076.22
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,345.27
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$308.43 with Iowa Total Care vs $1,073.37 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Iowa Total Care | Managed Medicaid | $308.43 | ↓ -71% |
| Amerigroup | Managed Medicaid | $308.43 | ↓ -71% |
| Wellmark Blue Cross and Blue Shield | PPO | $309.41 | ↓ -71% |
| Wellmark Blue Cross and Blue Shield | HMO | $309.41 | ↓ -71% |
| Wellmark UPH Self-Funded | Commercial | $309.41 | ↓ -71% |
| Blue Cross and Blue Shield | Medicare Advantage | $329.27 | ↓ -69% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $335.86 | ↓ -69% |
| Health Alliance | Medicare Advantage | $335.86 | ↓ -69% |
| Aetna | Medicare Advantage | $335.86 | ↓ -69% |
| Humana | Medicare Advantage | $345.74 | ↓ -68% |
| United Healthcare | Medicare Advantage | $345.74 | ↓ -68% |
| Meridian Health Plan | Medicare Advantage | $345.74 | ↓ -68% |
| Health Partners Open Network | Commercial | $371.29 | ↓ -66% |
| BC Illinois Community | Blue Choice | $439.90 | ↓ -59% |
| Medica Exchange Inspire | Commercial | $492.37 | ↓ -54% |
| Ambetter | HMO | $526.84 | ↓ -51% |
| Medica Exchange Insure | Commercial | $551.56 | ↓ -49% |
| BC Illinois Community | PPO | $552.91 | ↓ -49% |
| Cigna/Midlands | Commercial | $735.86 | ↓ -32% |
| Aetna | HMO | $877.12 | ↓ -18% |
| Aetna | PPO | $925.18 | ↓ -14% |
| United Healthcare | PPO | $1,073.37 | ↓ -0% |
| United Healthcare | HMO | $1,073.37 | ↓ -0% |
Visitor-reported prices
Comments
Non-ophthalmic fva at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $1,076.22 | $307.31 – $708.96 |
| UnityPoint Health - St. Luke's Hospital | Cedar Rapids | $848.69 | $314.12 – $581.35 |
| CHI Health Mercy Council Bluffs | Council Bluffs | $312.48 | $111.60 – $632.40 |
| MercyOne Genesis Davenport West Medical Center | Davenport | not published | $341.85 – $478.59 |
| MercyOne Genesis Davenport Medical Center | Davenport | not published | $341.85 – $478.59 |
| UnityPoint Health - Allen Hospital | Waterloo | not published | $296.02 – $510.93 |
| UnityPoint Health - Finley Hospital | Dubuque | not published | $314.00 – $652.15 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | not published | $339.99 – $355.33 |