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Metabolic Blood Panel (Basic) at UnityPoint Health - Trinity Muscatine

1518 Mulberry, Muscatine, IA · UnityPoint Health · · NPI 1861444333

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$68.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$85.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.50 with BC Illinois Community vs $35.14 with Medica Exchange Insure — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BC Illinois Community PPO $3.50 ↓ -95%
United Healthcare HMO $5.08 ↓ -93%
United Healthcare PPO $5.08 ↓ -93%
BC Illinois Community Blue Choice $7.11 ↓ -90%
Blue Cross and Blue Shield Medicare Advantage $8.46 ↓ -88%
Wellmark Blue Cross and Blue Shield HMO $8.46 ↓ -88%
Wellmark Blue Cross and Blue Shield PPO $8.46 ↓ -88%
Wellmark UPH Self-Funded Commercial $8.46 ↓ -88%
Aetna Medicare Advantage $8.63 ↓ -87%
Health Alliance Medicare Advantage $8.63 ↓ -87%
Wellmark Blue Cross and Blue Shield Medicare Advantage $8.63 ↓ -87%
Humana Medicare Advantage $8.88 ↓ -87%
Meridian Health Plan Medicare Advantage $8.88 ↓ -87%
United Healthcare Medicare Advantage $8.88 ↓ -87%
Cigna/Midlands Commercial $11.00 ↓ -84%
Health Partners Open Network Commercial $13.16 ↓ -81%
Ambetter HMO $13.54 ↓ -80%
Aetna HMO $16.08 ↓ -77%
Aetna PPO $16.08 ↓ -77%
Medica Exchange Inspire Commercial $31.37 ↓ -54%
Medica Exchange Insure Commercial $35.14 ↓ -49%
Iowa Total Care Managed Medicaid not published by hospital
Amerigroup Managed Medicaid not published by hospital

Visitor-reported prices

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Metabolic Blood Panel (Basic) at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $68.56 $5.08 – $25.20
UnityPoint Health - Allen Hospital Waterloo $68.56 $5.08 – $45.16
MercyOne Genesis Davenport West Medical Center Davenport $55.20 $8.46 – $8.46
MercyOne New Hampton Medical Center New Hampton $322.40 $8.63 – $159.00
MercyOne Dyersville Medical Center Dyersville $448.50 $9.09 – $178.97
MercyOne Clinton Medical Center Clinton $273.65 $8.20 – $113.00
MercyOne Oelwein Medical Center Oelwein $374.00 $8.37 – $159.00
MercyOne Cedar Falls Medical Center Cedar Falls $268.00 $8.20 – $84.49

All Iowa hospitals for this procedure →