Create eardrum opening at UnityPoint Health - Trinity Muscatine
1518 Mulberry, Muscatine, IA · UnityPoint Health · · NPI 1861444333
$774.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$968.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$144.61 with Aetna vs $1,279.30 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $144.61 | ↓ -81% |
| Blue Cross and Blue Shield | Medicare Advantage | $144.61 | ↓ -81% |
| Ambetter | HMO | $144.61 | ↓ -81% |
| Health Alliance | Medicare Advantage | $144.61 | ↓ -81% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $147.50 | ↓ -81% |
| Humana | Medicare Advantage | $151.84 | ↓ -80% |
| United Healthcare | Medicare Advantage | $151.84 | ↓ -80% |
| Meridian Health Plan | Medicare Advantage | $151.84 | ↓ -80% |
| BC Illinois Community | Blue Choice | $240.15 | ↓ -69% |
| BC Illinois Community | PPO | $285.89 | ↓ -63% |
| Health Partners Open Network | Commercial | $302.60 | ↓ -61% |
| Wellmark UPH Self-Funded | Commercial | $305.80 | ↓ -61% |
| Wellmark Blue Cross and Blue Shield | HMO | $305.80 | ↓ -61% |
| Aetna | HMO | $357.86 | ↓ -54% |
| Wellmark Blue Cross and Blue Shield | PPO | $359.70 | ↓ -54% |
| Cigna/Midlands | Commercial | $387.14 | ↓ -50% |
| Aetna | PPO | $435.60 | ↓ -44% |
| United Healthcare | PPO | $483.44 | ↓ -38% |
| United Healthcare | HMO | $483.44 | ↓ -38% |
| Amerigroup | Managed Medicaid | $1,279.30 | ↑ +65% |
| Iowa Total Care | Managed Medicaid | $1,279.30 | ↑ +65% |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Create eardrum opening at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $303.00 | not published |
| MercyOne Dubuque Medical Center | Dubuque | $21,409.08 | $0.96 – $3,100.20 |
| MercyOne Clinton Medical Center | Clinton | $17,968.66 | $46.12 – $3,320.32 |
| MercyOne Des Moines Medical Center | Des Moines | $20,775.81 | $0.36 – $3,012.26 |
| MercyOne Centerville Medical Center | Centerville | $1,182.00 | $153.01 – $788.00 |
| MercyOne Newton Medical Center | Newton | $8,808.30 | $1,468.67 – $3,012.26 |
| MercyOne Genesis Davenport Medical Center | Davenport | $318.00 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $318.00 | $386.90 – $2,679.00 |