Cornea pre-cut midwest eye cornea pre-cut midwest eye at UnityPoint Health - Trinity Muscatine
1518 Mulberry, Muscatine, IA · UnityPoint Health · · NPI 1861444333
$1,088.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,360.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$312.80 with Wellmark UPH Self-Funded vs $816.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellmark UPH Self-Funded | Commercial | $312.80 | ↓ -71% |
| Wellmark Blue Cross and Blue Shield | PPO | $312.80 | ↓ -71% |
| Wellmark Blue Cross and Blue Shield | HMO | $312.80 | ↓ -71% |
| Health Partners Open Network | Commercial | $375.36 | ↓ -66% |
| BC Illinois Community | Blue Choice | $444.72 | ↓ -59% |
| Medica Exchange Inspire | Commercial | $497.76 | ↓ -54% |
| Medica Exchange Insure | Commercial | $557.60 | ↓ -49% |
| BC Illinois Community | PPO | $558.96 | ↓ -49% |
| Aetna | HMO | $677.28 | ↓ -38% |
| Aetna | PPO | $677.28 | ↓ -38% |
| Cigna/Midlands | Commercial | $743.92 | ↓ -32% |
| United Healthcare | PPO | $816.00 | ↓ -25% |
| United Healthcare | HMO | $816.00 | ↓ -25% |
| Blue Cross and Blue Shield | Medicare Advantage | not published by hospital | — |
| Meridian Health Plan | Medicare Advantage | not published by hospital | — |
| United Healthcare | Medicare Advantage | not published by hospital | — |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | not published by hospital | — |
| Ambetter | HMO | not published by hospital | — |
| Health Alliance | Medicare Advantage | not published by hospital | — |
| Aetna | Medicare Advantage | not published by hospital | — |
| Humana | Medicare Advantage | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
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Cornea pre-cut midwest eye cornea pre-cut midwest eye at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $5,705.60 | $139.23 – $513.90 |
| MercyOne New Hampton Medical Center | New Hampton | $5,421.00 | $153.41 – $387.50 |
| MercyOne Dyersville Medical Center | Dyersville | $5,705.60 | $146.48 – $436.17 |
| MercyOne Clinton Medical Center | Clinton | $5,705.60 | $109.66 – $387.50 |
| MercyOne Oelwein Medical Center | Oelwein | $5,705.60 | $149.06 – $390.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $5,705.60 | $94.00 – $400.00 |
| MercyOne Elkader Medical Center | Elkader | $5,705.60 | $200.73 – $407.63 |
| MercyOne West Des Moines Medical Center | West Des Moines | $8,777.85 | $78.39 – $390.00 |