Clsd tx/dis tib/wt bear no manip 27824 at UnityPoint Health - Trinity Muscatine

1518 Mulberry, Muscatine, IA · UnityPoint Health · · NPI 1861444333

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$1,556.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,946.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.75 with Wellmark UPH Self-Funded vs $720.97 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellmark UPH Self-Funded Commercial $81.75 ↓ -95%
Wellmark Blue Cross and Blue Shield HMO $81.75 ↓ -95%
Wellmark Blue Cross and Blue Shield PPO $81.75 ↓ -95%
Health Partners Open Network Commercial $98.10 ↓ -94%
Medica Exchange Inspire Commercial $130.08 ↓ -92%
Medica Exchange Insure Commercial $145.72 ↓ -91%
Cigna/Midlands Commercial $194.41 ↓ -88%
Iowa Total Care Managed Medicaid $207.17 ↓ -87%
Amerigroup Managed Medicaid $207.17 ↓ -87%
Blue Cross and Blue Shield Medicare Advantage $221.17 ↓ -86%
Aetna Medicare Advantage $225.59 ↓ -86%
Wellmark Blue Cross and Blue Shield Medicare Advantage $225.59 ↓ -86%
Health Alliance Medicare Advantage $225.59 ↓ -86%
United Healthcare Medicare Advantage $232.23 ↓ -85%
Meridian Health Plan Medicare Advantage $232.23 ↓ -85%
Humana Medicare Advantage $232.23 ↓ -85%
Ambetter HMO $284.71 ↓ -82%
BC Illinois Community Blue Choice $586.90 ↓ -62%
Aetna HMO $589.15 ↓ -62%
Aetna PPO $621.44 ↓ -60%
BC Illinois Community PPO $676.03 ↓ -57%
United Healthcare HMO $720.97 ↓ -54%
United Healthcare PPO $720.97 ↓ -54%

Visitor-reported prices

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Clsd tx/dis tib/wt bear no manip 27824 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $559.80 not published
MercyOne North Iowa Medical Center Mason City $227.50 $59.65 – $534.40
MercyOne Genesis Davenport Medical Center Davenport $588.00 not published
MercyOne Genesis DeWitt Medical Center DeWitt $588.00 $715.40 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $1,077.00 $88.60 – $3,576.15
UnityPoint Health - Allen Hospital Waterloo $1,556.80 $99.46 – $618.60
UnityPoint Health - Finley Hospital Dubuque $1,556.80 $114.61 – $618.60
UnityPoint Health - Grinnell Regional Medical Center Grinnell $1,556.80 $228.37 – $754.27

All Iowa hospitals for this procedure →