Ak univ multiplex sys frict at UnityPoint Health - Trinity Muscatine

1518 Mulberry, Muscatine, IA · UnityPoint Health · · NPI 1861444333

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$952.20 with United Healthcare vs $3,477.58 with Ambetter — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare HMO $952.20
United Healthcare PPO $952.20
BC Illinois Community Blue Choice $1,105.73
BC Illinois Community PPO $1,316.34
Wellmark Blue Cross and Blue Shield PPO $1,870.46
Wellmark Blue Cross and Blue Shield HMO $1,870.46
Wellmark UPH Self-Funded Commercial $1,870.46
Health Partners Open Network Commercial $1,971.55
Aetna PPO $2,133.89
Aetna HMO $2,133.89
Blue Cross and Blue Shield Medicare Advantage $2,173.49
Wellmark Blue Cross and Blue Shield Medicare Advantage $2,216.96
Aetna Medicare Advantage $2,216.96
Health Alliance Medicare Advantage $2,216.96
Humana Medicare Advantage $2,282.16
United Healthcare Medicare Advantage $2,282.16
Meridian Health Plan Medicare Advantage $2,282.16
Cigna/Midlands Commercial $2,423.07
Ambetter HMO $3,477.58

Visitor-reported prices

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Ak univ multiplex sys frict at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo not published $952.20 – $2,423.07
UnityPoint Health - Finley Hospital Dubuque not published $952.20 – $2,423.07
UnityPoint Health - Grinnell Regional Medical Center Grinnell not published $952.20 – $2,423.07
UnityPoint Health - Iowa Lutheran Hospital Des Moines not published $952.20 – $2,423.07
UnityPoint Health - Jones Regional Medical Center Anamosa not published $952.20 – $2,423.07
UnityPoint Health - Marshalltown Marshalltown not published $952.20 – $2,423.07
UnityPoint Health - St. Lukes Downtown Sioux City not published $952.20 – $2,423.07
UnityPoint Health - Trinity Bettendorf Bettendorf not published $952.20 – $3,053.81

All Iowa hospitals for this procedure →