Ablate arrhythmia add on at UnityPoint Health - Trinity Muscatine
1518 Mulberry, Muscatine, IA · UnityPoint Health · · NPI 1861444333
$9,995.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$12,494.31
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$262.24 with Aetna vs $5,122.67 with Medica Exchange Insure — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $262.24 | ↓ -97% |
| Blue Cross and Blue Shield | Medicare Advantage | $262.24 | ↓ -97% |
| Ambetter | HMO | $262.24 | ↓ -97% |
| Health Alliance | Medicare Advantage | $262.24 | ↓ -97% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $267.48 | ↓ -97% |
| Humana | Medicare Advantage | $275.35 | ↓ -97% |
| United Healthcare | Medicare Advantage | $275.35 | ↓ -97% |
| Meridian Health Plan | Medicare Advantage | $275.35 | ↓ -97% |
| BC Illinois Community | Blue Choice | $550.79 | ↓ -94% |
| Wellmark Blue Cross and Blue Shield | HMO | $599.20 | ↓ -94% |
| Wellmark UPH Self-Funded | Commercial | $599.20 | ↓ -94% |
| BC Illinois Community | PPO | $655.70 | ↓ -93% |
| Cigna/Midlands | Commercial | $687.88 | ↓ -93% |
| Wellmark Blue Cross and Blue Shield | PPO | $704.90 | ↓ -93% |
| Health Partners Open Network | Commercial | $835.54 | ↓ -92% |
| Aetna | HMO | $948.93 | ↓ -91% |
| Aetna | PPO | $1,153.97 | ↓ -88% |
| United Healthcare | PPO | $1,306.84 | ↓ -87% |
| United Healthcare | HMO | $1,306.84 | ↓ -87% |
| Medica Exchange Inspire | Commercial | $4,572.92 | ↓ -54% |
| Medica Exchange Insure | Commercial | $5,122.67 | ↓ -49% |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
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Ablate arrhythmia add on at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $13,027.80 | not published |
| MercyOne Dubuque Medical Center | Dubuque | $2,743.65 | $1,506.90 – $4,221.00 |
| MercyOne Des Moines Medical Center | Des Moines | $6,212.05 | $166.35 – $9,557.00 |
| MercyOne North Iowa Medical Center | Mason City | $2,813.20 | $1,107.97 – $4,328.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $13,679.40 | not published |
| UnityPoint Health - Allen Hospital | Waterloo | $18,268.70 | $262.24 – $12,034.50 |
| UnityPoint Health - Finley Hospital | Dubuque | $1,045.60 | $262.24 – $1,202.44 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,045.60 | $262.24 – $835.54 |