2d tte w or without fol w/con,co at UnityPoint Health - Trinity Muscatine
1518 Mulberry, Muscatine, IA · UnityPoint Health · · NPI 1861444333
$1,692.44
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,115.54
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$486.57 with Wellmark Blue Cross and Blue Shield vs $2,374.53 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellmark Blue Cross and Blue Shield | HMO | $486.57 | ↓ -71% |
| Wellmark Blue Cross and Blue Shield | PPO | $486.57 | ↓ -71% |
| Wellmark UPH Self-Funded | Commercial | $486.57 | ↓ -71% |
| Health Partners Open Network | Commercial | $583.89 | ↓ -66% |
| BC Illinois Community | Blue Choice | $691.78 | ↓ -59% |
| Blue Cross and Blue Shield | Medicare Advantage | $728.44 | ↓ -57% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $743.00 | ↓ -56% |
| Aetna | Medicare Advantage | $743.00 | ↓ -56% |
| Health Alliance | Medicare Advantage | $743.00 | ↓ -56% |
| Humana | Medicare Advantage | $764.86 | ↓ -55% |
| Meridian Health Plan | Medicare Advantage | $764.86 | ↓ -55% |
| United Healthcare | Medicare Advantage | $764.86 | ↓ -55% |
| Medica Exchange Inspire | Commercial | $774.29 | ↓ -54% |
| Medica Exchange Insure | Commercial | $867.37 | ↓ -49% |
| BC Illinois Community | PPO | $869.49 | ↓ -49% |
| Cigna/Midlands | Commercial | $1,157.20 | ↓ -32% |
| Ambetter | HMO | $1,165.50 | ↓ -31% |
| Aetna | HMO | $1,940.38 | ↑ +15% |
| Aetna | PPO | $2,046.71 | ↑ +21% |
| United Healthcare | PPO | $2,374.53 | ↑ +40% |
| United Healthcare | HMO | $2,374.53 | ↑ +40% |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
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2d tte w or without fol w/con,co at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Cedar Falls Medical Center | Cedar Falls | $1,667.90 | $603.01 – $2,566.00 |
| MercyOne Des Moines Medical Center | Des Moines | $2,015.00 | $530.00 – $3,100.00 |
| MercyOne Waterloo Medical Center | Waterloo | $1,667.90 | $603.01 – $2,566.00 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $1,692.44 | $740.44 – $1,165.50 |
| MercyOne Genesis Davenport West Medical Center | Davenport | not published | $756.26 – $1,058.77 |
| MercyOne Genesis Davenport Medical Center | Davenport | not published | $756.26 – $1,058.77 |
| UnityPoint Health - Allen Hospital | Waterloo | not published | $743.00 – $1,130.30 |
| UnityPoint Health - Finley Hospital | Dubuque | not published | $771.48 – $1,442.71 |