Tissue culture tumor at CHI Health Missouri Valley
631 North 8th Street, Missouri Valley, IA · Chihealth · · NPI 1508964123
$493.43
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,007.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$147.52 with United vs $986.86 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicare|All Plans | $147.52 | ↓ -70% |
| Humana | Medicare|All Plans | $147.52 | ↓ -70% |
| Medica | Medicare|All Plans | $147.52 | ↓ -70% |
| PACE | Medicare|All Plans | $147.52 | ↓ -70% |
| Centene | Medicare|All Plans | $150.47 | ↓ -70% |
| Amerigroup | Medicare|All Plans | $154.90 | ↓ -69% |
| Great Plains | Medicare|All Plans | $154.90 | ↓ -69% |
| AMPS | Commercial|All Plans | $327.49 | ↓ -34% |
| United | Medicaid|Community Plan | $433.01 | ↓ -12% |
| Total Care | Medicaid|All Plans | $441.68 | ↓ -10% |
| Amerigroup | Medicaid|All Plans | $441.68 | ↓ -10% |
| IAMolina | Medicaid|All Plans | $450.34 | ↓ -9% |
| Wellmark | Commercial|PPO | $573.99 | ↑ +16% |
| Wellmark | Commercial|HMO | $573.99 | ↑ +16% |
| BCBS - NE | Commercial|BluePrint | $908.82 | ↑ +84% |
| Medica | Commercial|All Other Plans | $916.37 | ↑ +86% |
| Medica | Commercial|CHI Health | $916.37 | ↑ +86% |
| BCBS - NE | Commercial|All Other Plans | $956.65 | ↑ +94% |
| Midlands Choice | Commercial|Standard | $966.72 | ↑ +96% |
| Midlands Choice | Commercial|Premier | $966.72 | ↑ +96% |
| Medica | Commercial|ACO | $966.72 | ↑ +96% |
| Medica | Commercial|Open Access | $966.72 | ↑ +96% |
| Timpte | Commercial|Broad Network | $966.72 | ↑ +96% |
| United | Commercial|All Plans | $966.72 | ↑ +96% |
| QuikTrip | Commercial|All Plans | $966.72 | ↑ +96% |
| Greater Omaha Packing | Commercial|Broad Network | $966.72 | ↑ +96% |
| Greater Omaha Packing | Commercial|Narrow Network | $966.72 | ↑ +96% |
| Millard Public Schools | Commercial|Broad Network | $966.72 | ↑ +96% |
| Millard Public Schools | Commercial|Narrow Network | $966.72 | ↑ +96% |
| One World | Commercial|Broad Network | $966.72 | ↑ +96% |
| One World | Commercial|Narrow Network | $966.72 | ↑ +96% |
| PHCS | Commercial|All Plans | $986.86 | ↑ +100% |
| MultiPlan | Commercial|All Plans | $986.86 | ↑ +100% |
Visitor-reported prices
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Tissue culture tumor at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Allen Hospital | Waterloo | $370.40 | $105.97 – $229.49 |
| UnityPoint Health - Finley Hospital | Dubuque | $370.40 | $3.50 – $229.49 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $370.40 | $71.10 – $154.90 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $370.40 | $58.95 – $229.49 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $370.40 | $89.50 – $199.57 |
| UnityPoint Health - Marshalltown | Marshalltown | $370.40 | $78.75 – $179.54 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $370.40 | $58.50 – $229.49 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $370.40 | $78.75 – $236.03 |