Partial removal finger bone at CHI Health Missouri Valley
631 North 8th Street, Missouri Valley, IA · Chihealth · · NPI 1508964123
$1,088.29
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,221.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$777.35 with United vs $2,176.58 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicare|All Plans | $777.35 | ↓ -29% |
| Humana | Medicare|All Plans | $777.35 | ↓ -29% |
| Medica | Medicare|All Plans | $777.35 | ↓ -29% |
| PACE | Medicare|All Plans | $777.35 | ↓ -29% |
| Centene | Medicare|All Plans | $792.90 | ↓ -27% |
| Amerigroup | Medicare|All Plans | $816.22 | ↓ -25% |
| Great Plains | Medicare|All Plans | $816.22 | ↓ -25% |
| United | Medicaid|Community Plan | $955.03 | ↓ -12% |
| Total Care | Medicaid|All Plans | $974.14 | ↓ -10% |
| Amerigroup | Medicaid|All Plans | $974.14 | ↓ -10% |
| IAMolina | Medicaid|All Plans | $993.24 | ↓ -9% |
| Wellmark | Commercial|PPO | $1,265.97 | ↑ +16% |
| Wellmark | Commercial|HMO | $1,265.97 | ↑ +16% |
| AMPS | Commercial|All Plans | $1,725.72 | ↑ +59% |
| BCBS - NE | Commercial|BluePrint | $2,004.46 | ↑ +84% |
| Medica | Commercial|CHI Health | $2,021.11 | ↑ +86% |
| Medica | Commercial|All Other Plans | $2,021.11 | ↑ +86% |
| BCBS - NE | Commercial|All Other Plans | $2,109.95 | ↑ +94% |
| Midlands Choice | Commercial|Premier | $2,132.16 | ↑ +96% |
| United | Commercial|All Plans | $2,132.16 | ↑ +96% |
| Medica | Commercial|ACO | $2,132.16 | ↑ +96% |
| Medica | Commercial|Open Access | $2,132.16 | ↑ +96% |
| Timpte | Commercial|Broad Network | $2,132.16 | ↑ +96% |
| Midlands Choice | Commercial|Standard | $2,132.16 | ↑ +96% |
| QuikTrip | Commercial|All Plans | $2,132.16 | ↑ +96% |
| Greater Omaha Packing | Commercial|Broad Network | $2,132.16 | ↑ +96% |
| Greater Omaha Packing | Commercial|Narrow Network | $2,132.16 | ↑ +96% |
| Millard Public Schools | Commercial|Broad Network | $2,132.16 | ↑ +96% |
| Millard Public Schools | Commercial|Narrow Network | $2,132.16 | ↑ +96% |
| One World | Commercial|Broad Network | $2,132.16 | ↑ +96% |
| One World | Commercial|Narrow Network | $2,132.16 | ↑ +96% |
| PHCS | Commercial|All Plans | $2,176.58 | ↑ +100% |
| MultiPlan | Commercial|All Plans | $2,176.58 | ↑ +100% |
Visitor-reported prices
Comments
Partial removal finger bone at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Waterloo Medical Center | Waterloo | $2,018.00 | $134.62 – $1,131.84 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,085.60 | $405.06 – $1,326.54 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,757.08 | $405.06 – $2,757.08 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $2,066.60 | $405.06 – $1,592.36 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $1,085.60 | $405.06 – $1,541.92 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $1,085.60 | $405.06 – $1,074.34 |
| UnityPoint Health - Marshalltown | Marshalltown | $1,085.60 | $405.06 – $1,557.36 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $3,402.03 | $352.82 – $2,457.96 |