Ghs layered repair 12.6 - 20.0 cm -12045 at CHI Health Missouri Valley

631 North 8th Street, Missouri Valley, IA · Chihealth · · NPI 1508964123

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$558.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,140.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$285.00 with United vs $1,100.54 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|All Plans $285.00 ↓ -49%
Humana Medicare|All Plans $285.00 ↓ -49%
Medica Medicare|All Plans $285.00 ↓ -49%
PACE Medicare|All Plans $285.00 ↓ -49%
Centene Medicare|All Plans $290.70 ↓ -48%
Amerigroup Medicare|All Plans $299.25 ↓ -46%
Great Plains Medicare|All Plans $299.25 ↓ -46%
United Medicaid|Community Plan $482.89 ↓ -14%
Total Care Medicaid|All Plans $492.55 ↓ -12%
Amerigroup Medicaid|All Plans $492.55 ↓ -12%
IAMolina Medicaid|All Plans $502.21 ↓ -10%
AMPS Commercial|All Plans $632.70 ↑ +13%
Wellmark Commercial|PPO $640.11 ↑ +15%
Wellmark Commercial|HMO $640.11 ↑ +15%
BCBS - NE Commercial|BluePrint $1,013.51 ↑ +81%
Medica Commercial|All Other Plans $1,021.93 ↑ +83%
Medica Commercial|CHI Health $1,021.93 ↑ +83%
BCBS - NE Commercial|All Other Plans $1,066.85 ↑ +91%
Midlands Choice Commercial|Premier $1,078.08 ↑ +93%
United Commercial|All Plans $1,078.08 ↑ +93%
Medica Commercial|ACO $1,078.08 ↑ +93%
Medica Commercial|Open Access $1,078.08 ↑ +93%
Timpte Commercial|Broad Network $1,078.08 ↑ +93%
Midlands Choice Commercial|Standard $1,078.08 ↑ +93%
QuikTrip Commercial|All Plans $1,078.08 ↑ +93%
Greater Omaha Packing Commercial|Broad Network $1,078.08 ↑ +93%
Greater Omaha Packing Commercial|Narrow Network $1,078.08 ↑ +93%
Millard Public Schools Commercial|Broad Network $1,078.08 ↑ +93%
Millard Public Schools Commercial|Narrow Network $1,078.08 ↑ +93%
One World Commercial|Broad Network $1,078.08 ↑ +93%
One World Commercial|Narrow Network $1,078.08 ↑ +93%
PHCS Commercial|All Plans $1,100.54 ↑ +97%
MultiPlan Commercial|All Plans $1,100.54 ↑ +97%

Visitor-reported prices

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Ghs layered repair 12.6 - 20.0 cm -12045 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $706.80 $391.95 – $585.94
MercyOne Genesis Davenport Medical Center Davenport $742.20 $473.20 – $585.94
MercyOne Genesis DeWitt Medical Center DeWitt $742.20 $247.52 – $531.44
MercyOne Waterloo Medical Center Waterloo $609.05 $220.20 – $4,235.59
UnityPoint Health - Allen Hospital Waterloo $995.20 $243.87 – $507.38
UnityPoint Health - Finley Hospital Dubuque $1,075.04 $243.87 – $1,075.03
UnityPoint Health - Grinnell Regional Medical Center Grinnell $1,028.10 $243.87 – $652.22
UnityPoint Health - Iowa Lutheran Hospital Des Moines $995.20 $243.87 – $589.75

All Iowa hospitals for this procedure →