Ghs layer closure 7.6 - 12.5 cm - 12044 at CHI Health Missouri Valley
631 North 8th Street, Missouri Valley, IA · Chihealth · · NPI 1508964123
$526.26
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,074.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$268.50 with United vs $924.14 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicare|All Plans | $268.50 | ↓ -49% |
| Humana | Medicare|All Plans | $268.50 | ↓ -49% |
| Medica | Medicare|All Plans | $268.50 | ↓ -49% |
| PACE | Medicare|All Plans | $268.50 | ↓ -49% |
| Centene | Medicare|All Plans | $273.87 | ↓ -48% |
| Amerigroup | Medicare|All Plans | $281.93 | ↓ -46% |
| Great Plains | Medicare|All Plans | $281.93 | ↓ -46% |
| United | Medicaid|Community Plan | $405.49 | ↓ -23% |
| Total Care | Medicaid|All Plans | $413.60 | ↓ -21% |
| Amerigroup | Medicaid|All Plans | $413.60 | ↓ -21% |
| IAMolina | Medicaid|All Plans | $421.71 | ↓ -20% |
| Wellmark | Commercial|PPO | $537.51 | ↑ +2% |
| Wellmark | Commercial|HMO | $537.51 | ↑ +2% |
| AMPS | Commercial|All Plans | $596.07 | ↑ +13% |
| BCBS - NE | Commercial|BluePrint | $851.06 | ↑ +62% |
| Medica | Commercial|CHI Health | $858.13 | ↑ +63% |
| Medica | Commercial|All Other Plans | $858.13 | ↑ +63% |
| BCBS - NE | Commercial|All Other Plans | $895.85 | ↑ +70% |
| Midlands Choice | Commercial|Premier | $905.28 | ↑ +72% |
| United | Commercial|All Plans | $905.28 | ↑ +72% |
| Medica | Commercial|ACO | $905.28 | ↑ +72% |
| Medica | Commercial|Open Access | $905.28 | ↑ +72% |
| Timpte | Commercial|Broad Network | $905.28 | ↑ +72% |
| Midlands Choice | Commercial|Standard | $905.28 | ↑ +72% |
| QuikTrip | Commercial|All Plans | $905.28 | ↑ +72% |
| Greater Omaha Packing | Commercial|Broad Network | $905.28 | ↑ +72% |
| Greater Omaha Packing | Commercial|Narrow Network | $905.28 | ↑ +72% |
| Millard Public Schools | Commercial|Broad Network | $905.28 | ↑ +72% |
| Millard Public Schools | Commercial|Narrow Network | $905.28 | ↑ +72% |
| One World | Commercial|Broad Network | $905.28 | ↑ +72% |
| One World | Commercial|Narrow Network | $905.28 | ↑ +72% |
| PHCS | Commercial|All Plans | $924.14 | ↑ +76% |
| MultiPlan | Commercial|All Plans | $924.14 | ↑ +76% |
Visitor-reported prices
Comments
Ghs layer closure 7.6 - 12.5 cm - 12044 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $637.20 | $373.10 – $585.94 |
| MercyOne North Iowa Medical Center | Mason City | $3,778.00 | $31.45 – $1,601.18 |
| MercyOne Genesis Davenport Medical Center | Davenport | $902.40 | $450.45 – $585.94 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $669.00 | $235.62 – $505.89 |
| UnityPoint Health - Allen Hospital | Waterloo | $911.20 | $193.56 – $507.38 |
| UnityPoint Health - Finley Hospital | Dubuque | $911.20 | $126.74 – $538.20 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,028.10 | $193.56 – $609.05 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $911.20 | $193.56 – $589.75 |