Ghs layer closure 5.1 - 7.5 cm - 12053 at CHI Health Missouri Valley

631 North 8th Street, Missouri Valley, IA · Chihealth · · NPI 1508964123

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$504.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,030.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$256.20 with United vs $717.36 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|All Plans $256.20 ↓ -49%
Humana Medicare|All Plans $256.20 ↓ -49%
Medica Medicare|All Plans $256.20 ↓ -49%
PACE Medicare|All Plans $256.20 ↓ -49%
Centene Medicare|All Plans $261.33 ↓ -48%
Amerigroup Medicare|All Plans $269.01 ↓ -47%
Great Plains Medicare|All Plans $269.01 ↓ -47%
United Medicaid|Community Plan $314.76 ↓ -38%
Total Care Medicaid|All Plans $321.06 ↓ -36%
Amerigroup Medicaid|All Plans $321.06 ↓ -36%
IAMolina Medicaid|All Plans $327.36 ↓ -35%
Wellmark Commercial|PPO $417.24 ↓ -17%
Wellmark Commercial|HMO $417.24 ↓ -17%
AMPS Commercial|All Plans $568.77 ↑ +13%
BCBS - NE Commercial|BluePrint $660.63 ↑ +31%
Medica Commercial|CHI Health $666.12 ↑ +32%
Medica Commercial|All Other Plans $666.12 ↑ +32%
BCBS - NE Commercial|All Other Plans $695.40 ↑ +38%
Midlands Choice Commercial|Premier $702.72 ↑ +39%
United Commercial|All Plans $702.72 ↑ +39%
Medica Commercial|ACO $702.72 ↑ +39%
Medica Commercial|Open Access $702.72 ↑ +39%
Timpte Commercial|Broad Network $702.72 ↑ +39%
Midlands Choice Commercial|Standard $702.72 ↑ +39%
QuikTrip Commercial|All Plans $702.72 ↑ +39%
Greater Omaha Packing Commercial|Broad Network $702.72 ↑ +39%
Greater Omaha Packing Commercial|Narrow Network $702.72 ↑ +39%
Millard Public Schools Commercial|Broad Network $702.72 ↑ +39%
Millard Public Schools Commercial|Narrow Network $702.72 ↑ +39%
One World Commercial|Broad Network $702.72 ↑ +39%
One World Commercial|Narrow Network $702.72 ↑ +39%
PHCS Commercial|All Plans $717.36 ↑ +42%
MultiPlan Commercial|All Plans $717.36 ↑ +42%

Visitor-reported prices

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Ghs layer closure 5.1 - 7.5 cm - 12053 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $619.80 $382.44 – $386.75
MercyOne New Hampton Medical Center New Hampton $710.00 $59.64 – $665.70
MercyOne North Iowa Medical Center Mason City $710.00 $61.04 – $880.71
MercyOne Genesis Davenport Medical Center Davenport $651.00 $382.44 – $467.35
MercyOne Genesis DeWitt Medical Center DeWitt $651.00 $244.46 – $524.87
MercyOne Waterloo Medical Center Waterloo $747.50 $270.25 – $3,576.15
UnityPoint Health - Allen Hospital Waterloo $875.20 $194.83 – $399.83
UnityPoint Health - Finley Hospital Dubuque $875.20 $131.39 – $399.83

All Iowa hospitals for this procedure →