Ghs layer closure 2.6 - 7.5 cm - 12042 at CHI Health Missouri Valley

631 North 8th Street, Missouri Valley, IA · Chihealth · · NPI 1508964123

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$430.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$878.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$219.50 with United vs $718.34 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|All Plans $219.50 ↓ -49%
Humana Medicare|All Plans $219.50 ↓ -49%
Medica Medicare|All Plans $219.50 ↓ -49%
PACE Medicare|All Plans $219.50 ↓ -49%
Centene Medicare|All Plans $223.89 ↓ -48%
Amerigroup Medicare|All Plans $230.48 ↓ -46%
Great Plains Medicare|All Plans $230.48 ↓ -46%
United Medicaid|Community Plan $315.19 ↓ -27%
Total Care Medicaid|All Plans $321.50 ↓ -25%
Amerigroup Medicaid|All Plans $321.50 ↓ -25%
IAMolina Medicaid|All Plans $327.80 ↓ -24%
Wellmark Commercial|PPO $417.81 ↓ -3%
Wellmark Commercial|HMO $417.81 ↓ -3%
AMPS Commercial|All Plans $487.29 ↑ +13%
BCBS - NE Commercial|BluePrint $661.54 ↑ +54%
Medica Commercial|CHI Health $667.03 ↑ +55%
Medica Commercial|All Other Plans $667.03 ↑ +55%
BCBS - NE Commercial|All Other Plans $696.35 ↑ +62%
Midlands Choice Commercial|Premier $703.68 ↑ +64%
United Commercial|All Plans $703.68 ↑ +64%
Medica Commercial|ACO $703.68 ↑ +64%
Medica Commercial|Open Access $703.68 ↑ +64%
Timpte Commercial|Broad Network $703.68 ↑ +64%
Midlands Choice Commercial|Standard $703.68 ↑ +64%
QuikTrip Commercial|All Plans $703.68 ↑ +64%
Greater Omaha Packing Commercial|Broad Network $703.68 ↑ +64%
Greater Omaha Packing Commercial|Narrow Network $703.68 ↑ +64%
Millard Public Schools Commercial|Broad Network $703.68 ↑ +64%
Millard Public Schools Commercial|Narrow Network $703.68 ↑ +64%
One World Commercial|Broad Network $703.68 ↑ +64%
One World Commercial|Narrow Network $703.68 ↑ +64%
PHCS Commercial|All Plans $718.34 ↑ +67%
MultiPlan Commercial|All Plans $718.34 ↑ +67%

Visitor-reported prices

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Ghs layer closure 2.6 - 7.5 cm - 12042 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $524.40 $355.55 – $382.44
MercyOne New Hampton Medical Center New Hampton $650.00 $395.90 – $1,000.00
MercyOne Dyersville Medical Center Dyersville $668.85 $388.96 – $1,158.24
MercyOne North Iowa Medical Center Mason City $646.00 $49.78 – $880.71
MercyOne Genesis Davenport Medical Center Davenport $573.60 $382.44 – $429.65
MercyOne Genesis DeWitt Medical Center DeWitt $550.80 $224.74 – $482.53
UnityPoint Health - Allen Hospital Waterloo $738.40 $174.72 – $365.90
UnityPoint Health - Finley Hospital Dubuque $738.40 $104.99 – $365.90

All Iowa hospitals for this procedure →