Excision benign lesion scalp/neck/hands/feet/genitalia 1.1 - 2.0 cm at CHI Health Missouri Valley
631 North 8th Street, Missouri Valley, IA · Chihealth · · NPI 1508964123
$761.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,554.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$177.10 with United vs $495.88 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicare|All Plans | $177.10 | ↓ -77% |
| Humana | Medicare|All Plans | $177.10 | ↓ -77% |
| Medica | Medicare|All Plans | $177.10 | ↓ -77% |
| PACE | Medicare|All Plans | $177.10 | ↓ -77% |
| Centene | Medicare|All Plans | $180.65 | ↓ -76% |
| Amerigroup | Medicare|All Plans | $185.96 | ↓ -76% |
| Great Plains | Medicare|All Plans | $185.96 | ↓ -76% |
| United | Medicaid|Community Plan | $217.58 | ↓ -71% |
| Total Care | Medicaid|All Plans | $221.94 | ↓ -71% |
| Amerigroup | Medicaid|All Plans | $221.94 | ↓ -71% |
| IAMolina | Medicaid|All Plans | $226.29 | ↓ -70% |
| Wellmark | Commercial|PPO | $288.42 | ↓ -62% |
| Wellmark | Commercial|HMO | $288.42 | ↓ -62% |
| AMPS | Commercial|All Plans | $393.17 | ↓ -48% |
| BCBS - NE | Commercial|BluePrint | $456.67 | ↓ -40% |
| Medica | Commercial|CHI Health | $460.46 | ↓ -40% |
| Medica | Commercial|All Other Plans | $460.46 | ↓ -40% |
| BCBS - NE | Commercial|All Other Plans | $480.70 | ↓ -37% |
| Midlands Choice | Commercial|Premier | $485.76 | ↓ -36% |
| United | Commercial|All Plans | $485.76 | ↓ -36% |
| Medica | Commercial|ACO | $485.76 | ↓ -36% |
| Medica | Commercial|Open Access | $485.76 | ↓ -36% |
| Timpte | Commercial|Broad Network | $485.76 | ↓ -36% |
| Midlands Choice | Commercial|Standard | $485.76 | ↓ -36% |
| QuikTrip | Commercial|All Plans | $485.76 | ↓ -36% |
| Greater Omaha Packing | Commercial|Broad Network | $485.76 | ↓ -36% |
| Greater Omaha Packing | Commercial|Narrow Network | $485.76 | ↓ -36% |
| Millard Public Schools | Commercial|Broad Network | $485.76 | ↓ -36% |
| Millard Public Schools | Commercial|Narrow Network | $485.76 | ↓ -36% |
| One World | Commercial|Broad Network | $485.76 | ↓ -36% |
| One World | Commercial|Narrow Network | $485.76 | ↓ -36% |
| PHCS | Commercial|All Plans | $495.88 | ↓ -35% |
| MultiPlan | Commercial|All Plans | $495.88 | ↓ -35% |
Visitor-reported prices
Comments
Excision benign lesion scalp/neck/hands/feet/genitalia 1.1 - 2.0 cm at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $313.80 | not published |
| MercyOne New Hampton Medical Center | New Hampton | $403.00 | $245.46 – $620.00 |
| MercyOne Clinton Medical Center | Clinton | $14,636.76 | $2.28 – $3,534.34 |
| MercyOne West Des Moines Medical Center | West Des Moines | $18,309.80 | $39.62 – $5,639.25 |
| MercyOne Des Moines Medical Center | Des Moines | $18,323.85 | $0.09 – $4,400.00 |
| MercyOne North Iowa Medical Center | Mason City | $2,324.00 | $43.00 – $3,578.15 |
| MercyOne Genesis Davenport Medical Center | Davenport | $2,329.80 | $1,550.93 – $2,171.30 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $329.40 | $400.77 – $2,679.00 |