Exc benign feenlm 3.1-4.0cm 11444 at CHI Health Missouri Valley
631 North 8th Street, Missouri Valley, IA · Chihealth · · NPI 1508964123
$698.74
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,426.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$499.10 with United vs $1,397.48 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Medicare|All Plans | $499.10 | ↓ -29% |
| Humana | Medicare|All Plans | $499.10 | ↓ -29% |
| Medica | Medicare|All Plans | $499.10 | ↓ -29% |
| PACE | Medicare|All Plans | $499.10 | ↓ -29% |
| Centene | Medicare|All Plans | $509.09 | ↓ -27% |
| Amerigroup | Medicare|All Plans | $524.06 | ↓ -25% |
| Great Plains | Medicare|All Plans | $524.06 | ↓ -25% |
| United | Medicaid|Community Plan | $613.18 | ↓ -12% |
| Total Care | Medicaid|All Plans | $625.45 | ↓ -10% |
| Amerigroup | Medicaid|All Plans | $625.45 | ↓ -10% |
| IAMolina | Medicaid|All Plans | $637.71 | ↓ -9% |
| Wellmark | Commercial|PPO | $812.82 | ↑ +16% |
| Wellmark | Commercial|HMO | $812.82 | ↑ +16% |
| AMPS | Commercial|All Plans | $1,108.01 | ↑ +59% |
| BCBS - NE | Commercial|BluePrint | $1,286.97 | ↑ +84% |
| Medica | Commercial|CHI Health | $1,297.66 | ↑ +86% |
| Medica | Commercial|All Other Plans | $1,297.66 | ↑ +86% |
| BCBS - NE | Commercial|All Other Plans | $1,354.70 | ↑ +94% |
| Midlands Choice | Commercial|Premier | $1,368.96 | ↑ +96% |
| United | Commercial|All Plans | $1,368.96 | ↑ +96% |
| Medica | Commercial|ACO | $1,368.96 | ↑ +96% |
| Medica | Commercial|Open Access | $1,368.96 | ↑ +96% |
| Timpte | Commercial|Broad Network | $1,368.96 | ↑ +96% |
| Midlands Choice | Commercial|Standard | $1,368.96 | ↑ +96% |
| QuikTrip | Commercial|All Plans | $1,368.96 | ↑ +96% |
| Greater Omaha Packing | Commercial|Broad Network | $1,368.96 | ↑ +96% |
| Greater Omaha Packing | Commercial|Narrow Network | $1,368.96 | ↑ +96% |
| Millard Public Schools | Commercial|Broad Network | $1,368.96 | ↑ +96% |
| Millard Public Schools | Commercial|Narrow Network | $1,368.96 | ↑ +96% |
| One World | Commercial|Broad Network | $1,368.96 | ↑ +96% |
| One World | Commercial|Narrow Network | $1,368.96 | ↑ +96% |
| PHCS | Commercial|All Plans | $1,397.48 | ↑ +100% |
| MultiPlan | Commercial|All Plans | $1,397.48 | ↑ +100% |
Visitor-reported prices
Comments
Exc benign feenlm 3.1-4.0cm 11444 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $507.60 | not published |
| MercyOne Clinton Medical Center | Clinton | $16,005.99 | $2.28 – $3,534.34 |
| MercyOne North Iowa Medical Center | Mason City | $1,047.80 | $412.67 – $1,612.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $2,443.20 | $1,550.93 – $2,171.30 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $532.80 | $648.24 – $2,679.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $696.80 | $205.38 – $1,342.97 |
| UnityPoint Health - Finley Hospital | Dubuque | $696.80 | $205.38 – $1,424.56 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $696.80 | $205.38 – $1,612.08 |