Exc ben+marg excep skin tag tal 2.1-3/>cm 11403 at CHI Health Missouri Valley

631 North 8th Street, Missouri Valley, IA · Chihealth · · NPI 1508964123

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$639.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,305.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$194.25 with United vs $543.90 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|All Plans $194.25 ↓ -70%
Humana Medicare|All Plans $194.25 ↓ -70%
Medica Medicare|All Plans $194.25 ↓ -70%
PACE Medicare|All Plans $194.25 ↓ -70%
Centene Medicare|All Plans $198.14 ↓ -69%
Amerigroup Medicare|All Plans $203.97 ↓ -68%
Great Plains Medicare|All Plans $203.97 ↓ -68%
United Medicaid|Community Plan $238.65 ↓ -63%
Total Care Medicaid|All Plans $243.43 ↓ -62%
Amerigroup Medicaid|All Plans $243.43 ↓ -62%
IAMolina Medicaid|All Plans $248.20 ↓ -61%
Wellmark Commercial|PPO $316.35 ↓ -51%
Wellmark Commercial|HMO $316.35 ↓ -51%
AMPS Commercial|All Plans $431.24 ↓ -33%
BCBS - NE Commercial|BluePrint $500.89 ↓ -22%
Medica Commercial|CHI Health $505.05 ↓ -21%
Medica Commercial|All Other Plans $505.05 ↓ -21%
BCBS - NE Commercial|All Other Plans $527.25 ↓ -18%
Midlands Choice Commercial|Premier $532.80 ↓ -17%
United Commercial|All Plans $532.80 ↓ -17%
Medica Commercial|ACO $532.80 ↓ -17%
Medica Commercial|Open Access $532.80 ↓ -17%
Timpte Commercial|Broad Network $532.80 ↓ -17%
Midlands Choice Commercial|Standard $532.80 ↓ -17%
QuikTrip Commercial|All Plans $532.80 ↓ -17%
Greater Omaha Packing Commercial|Broad Network $532.80 ↓ -17%
Greater Omaha Packing Commercial|Narrow Network $532.80 ↓ -17%
Millard Public Schools Commercial|Broad Network $532.80 ↓ -17%
Millard Public Schools Commercial|Narrow Network $532.80 ↓ -17%
One World Commercial|Broad Network $532.80 ↓ -17%
One World Commercial|Narrow Network $532.80 ↓ -17%
PHCS Commercial|All Plans $543.90 ↓ -15%
MultiPlan Commercial|All Plans $543.90 ↓ -15%

Visitor-reported prices

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Exc ben+marg excep skin tag tal 2.1-3/>cm 11403 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $342.00 not published
MercyOne Clinton Medical Center Clinton $1,215.50 $529.21 – $1,870.00
MercyOne West Des Moines Medical Center West Des Moines $491.00 $38.53 – $331.94
MercyOne Des Moines Medical Center Des Moines $2,052.00 $38.53 – $2,052.00
MercyOne Centerville Medical Center Centerville $654.00 $38.53 – $334.01
MercyOne North Iowa Medical Center Mason City $491.00 $38.53 – $1,534.15
MercyOne Genesis Davenport Medical Center Davenport $972.00 $673.49 – $942.89
MercyOne Genesis DeWitt Medical Center DeWitt $359.40 $437.27 – $2,679.00

All Iowa hospitals for this procedure →