Exc ben+marg excep skin tag tal 0.6-1cm 11401 at CHI Health Missouri Valley

631 North 8th Street, Missouri Valley, IA · Chihealth · · NPI 1508964123

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$338.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$690.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$152.60 with United vs $427.28 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|All Plans $152.60 ↓ -55%
Humana Medicare|All Plans $152.60 ↓ -55%
Medica Medicare|All Plans $152.60 ↓ -55%
PACE Medicare|All Plans $152.60 ↓ -55%
Centene Medicare|All Plans $155.66 ↓ -54%
Amerigroup Medicare|All Plans $160.23 ↓ -53%
Great Plains Medicare|All Plans $160.23 ↓ -53%
United Medicaid|Community Plan $187.48 ↓ -45%
Total Care Medicaid|All Plans $191.23 ↓ -43%
Amerigroup Medicaid|All Plans $191.23 ↓ -43%
IAMolina Medicaid|All Plans $194.98 ↓ -42%
Wellmark Commercial|PPO $248.52 ↓ -26%
Wellmark Commercial|HMO $248.52 ↓ -26%
AMPS Commercial|All Plans $338.78 ↑ +0%
BCBS - NE Commercial|BluePrint $393.49 ↑ +16%
Medica Commercial|CHI Health $396.76 ↑ +17%
Medica Commercial|All Other Plans $396.76 ↑ +17%
BCBS - NE Commercial|All Other Plans $414.20 ↑ +23%
Midlands Choice Commercial|Premier $418.56 ↑ +24%
United Commercial|All Plans $418.56 ↑ +24%
Medica Commercial|ACO $418.56 ↑ +24%
Medica Commercial|Open Access $418.56 ↑ +24%
Timpte Commercial|Broad Network $418.56 ↑ +24%
Midlands Choice Commercial|Standard $418.56 ↑ +24%
QuikTrip Commercial|All Plans $418.56 ↑ +24%
Greater Omaha Packing Commercial|Broad Network $418.56 ↑ +24%
Greater Omaha Packing Commercial|Narrow Network $418.56 ↑ +24%
Millard Public Schools Commercial|Broad Network $418.56 ↑ +24%
Millard Public Schools Commercial|Narrow Network $418.56 ↑ +24%
One World Commercial|Broad Network $418.56 ↑ +24%
One World Commercial|Narrow Network $418.56 ↑ +24%
PHCS Commercial|All Plans $427.28 ↑ +26%
MultiPlan Commercial|All Plans $427.28 ↑ +26%

Visitor-reported prices

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Exc ben+marg excep skin tag tal 0.6-1cm 11401 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $387.60 $382.44 – $419.90
MercyOne New Hampton Medical Center New Hampton $350.00 $28.70 – $406.00
MercyOne Elkader Medical Center Elkader $263.90 $208.97 – $424.35
MercyOne Des Moines Medical Center Des Moines $907.40 $28.70 – $1,396.00
MercyOne Centerville Medical Center Centerville $517.00 $28.70 – $331.87
MercyOne North Iowa Medical Center Mason City $350.00 $28.70 – $880.71
MercyOne Genesis Davenport Medical Center Davenport $448.20 $382.44 – $441.35
MercyOne Genesis DeWitt Medical Center DeWitt $280.20 $340.91 – $2,679.00

All Iowa hospitals for this procedure →