Exc ben+marg excep skin tag snhfg 2.1-3cm 11423 at CHI Health Missouri Valley

631 North 8th Street, Missouri Valley, IA · Chihealth · · NPI 1508964123

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$1,051.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,145.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$103.95 with United vs $291.06 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|All Plans $103.95 ↓ -90%
Humana Medicare|All Plans $103.95 ↓ -90%
Medica Medicare|All Plans $103.95 ↓ -90%
PACE Medicare|All Plans $103.95 ↓ -90%
Centene Medicare|All Plans $106.03 ↓ -90%
Amerigroup Medicare|All Plans $109.15 ↓ -90%
Great Plains Medicare|All Plans $109.15 ↓ -90%
United Medicaid|Community Plan $127.71 ↓ -88%
Total Care Medicaid|All Plans $130.27 ↓ -88%
Amerigroup Medicaid|All Plans $130.27 ↓ -88%
IAMolina Medicaid|All Plans $132.82 ↓ -87%
Wellmark Commercial|PPO $169.29 ↓ -84%
Wellmark Commercial|HMO $169.29 ↓ -84%
AMPS Commercial|All Plans $230.77 ↓ -78%
BCBS - NE Commercial|BluePrint $268.05 ↓ -74%
Medica Commercial|CHI Health $270.27 ↓ -74%
Medica Commercial|All Other Plans $270.27 ↓ -74%
BCBS - NE Commercial|All Other Plans $282.15 ↓ -73%
Midlands Choice Commercial|Premier $285.12 ↓ -73%
United Commercial|All Plans $285.12 ↓ -73%
Medica Commercial|ACO $285.12 ↓ -73%
Medica Commercial|Open Access $285.12 ↓ -73%
Timpte Commercial|Broad Network $285.12 ↓ -73%
Midlands Choice Commercial|Standard $285.12 ↓ -73%
QuikTrip Commercial|All Plans $285.12 ↓ -73%
Greater Omaha Packing Commercial|Broad Network $285.12 ↓ -73%
Greater Omaha Packing Commercial|Narrow Network $285.12 ↓ -73%
Millard Public Schools Commercial|Broad Network $285.12 ↓ -73%
Millard Public Schools Commercial|Narrow Network $285.12 ↓ -73%
One World Commercial|Broad Network $285.12 ↓ -73%
One World Commercial|Narrow Network $285.12 ↓ -73%
PHCS Commercial|All Plans $291.06 ↓ -72%
MultiPlan Commercial|All Plans $291.06 ↓ -72%

Visitor-reported prices

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Exc ben+marg excep skin tag snhfg 2.1-3cm 11423 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $363.00 not published
MercyOne New Hampton Medical Center New Hampton $516.00 $5.98 – $40.48
MercyOne Clinton Medical Center Clinton $516.00 $5.98 – $40.48
MercyOne Des Moines Medical Center Des Moines $2,102.75 $5.98 – $3,235.00
MercyOne North Iowa Medical Center Mason City $2,399.00 $43.00 – $3,578.15
MercyOne Genesis Davenport Medical Center Davenport $381.00 not published
MercyOne Genesis DeWitt Medical Center DeWitt $381.00 $463.55 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $4,238.00 $45.80 – $3,576.15

All Iowa hospitals for this procedure →