Drain thyroid/tongue cyst at CHI Health Missouri Valley

631 North 8th Street, Missouri Valley, IA · Chihealth · · NPI 1508964123

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$488.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$997.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$129.25 with United vs $506.66 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|All Plans $129.25 ↓ -74%
Humana Medicare|All Plans $129.25 ↓ -74%
Medica Medicare|All Plans $129.25 ↓ -74%
PACE Medicare|All Plans $129.25 ↓ -74%
Centene Medicare|All Plans $131.84 ↓ -73%
Amerigroup Medicare|All Plans $135.72 ↓ -72%
Great Plains Medicare|All Plans $135.72 ↓ -72%
United Medicaid|Community Plan $222.31 ↓ -54%
Total Care Medicaid|All Plans $226.76 ↓ -54%
Amerigroup Medicaid|All Plans $226.76 ↓ -54%
IAMolina Medicaid|All Plans $231.21 ↓ -53%
AMPS Commercial|All Plans $286.94 ↓ -41%
Wellmark Commercial|PPO $294.69 ↓ -40%
Wellmark Commercial|HMO $294.69 ↓ -40%
BCBS - NE Commercial|BluePrint $466.60 ↓ -4%
Medica Commercial|All Other Plans $470.47 ↓ -4%
Medica Commercial|CHI Health $470.47 ↓ -4%
BCBS - NE Commercial|All Other Plans $491.15 ↑ +1%
Midlands Choice Commercial|Premier $496.32 ↑ +2%
United Commercial|All Plans $496.32 ↑ +2%
Medica Commercial|ACO $496.32 ↑ +2%
Medica Commercial|Open Access $496.32 ↑ +2%
Timpte Commercial|Broad Network $496.32 ↑ +2%
Midlands Choice Commercial|Standard $496.32 ↑ +2%
QuikTrip Commercial|All Plans $496.32 ↑ +2%
Greater Omaha Packing Commercial|Broad Network $496.32 ↑ +2%
Greater Omaha Packing Commercial|Narrow Network $496.32 ↑ +2%
Millard Public Schools Commercial|Broad Network $496.32 ↑ +2%
Millard Public Schools Commercial|Narrow Network $496.32 ↑ +2%
One World Commercial|Broad Network $496.32 ↑ +2%
One World Commercial|Narrow Network $496.32 ↑ +2%
PHCS Commercial|All Plans $506.66 ↑ +4%
MultiPlan Commercial|All Plans $506.66 ↑ +4%

Visitor-reported prices

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Drain thyroid/tongue cyst at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $429.60 $144.05 – $1,227.80
UnityPoint Health - Finley Hospital Dubuque $429.60 $144.05 – $1,302.39
UnityPoint Health - Grinnell Regional Medical Center Grinnell $429.60 $144.05 – $1,473.83
UnityPoint Health - Iowa Lutheran Hospital Des Moines $429.60 $144.05 – $1,427.15
UnityPoint Health - Jones Regional Medical Center Anamosa $429.60 $144.05 – $383.64
UnityPoint Health - Marshalltown Marshalltown $429.60 $144.05 – $1,441.43
UnityPoint Health - St. Lukes Downtown Sioux City $429.60 $139.62 – $1,311.86
UnityPoint Health - Trinity Bettendorf Bettendorf $429.60 $144.05 – $1,274.65

All Iowa hospitals for this procedure →