Chest CT scan (with contrast) at CHI Health Missouri Valley

631 North 8th Street, Missouri Valley, IA · Chihealth · · NPI 1508964123

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$1,750.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,572.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,250.20 with PACE vs $3,500.56 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PACE Medicare|All Plans $1,250.20 ↓ -29%
Humana Medicare|All Plans $1,250.20 ↓ -29%
Medica Medicare|All Plans $1,250.20 ↓ -29%
United Medicare|All Plans $1,250.20 ↓ -29%
Centene Medicare|All Plans $1,275.21 ↓ -27%
Amerigroup Medicare|All Plans $1,312.71 ↓ -25%
Great Plains Medicare|All Plans $1,312.71 ↓ -25%
BCBS - NE Commercial|BluePrint $1,437.49 ↓ -18%
BCBS - NE Commercial|All Other Plans $1,513.15 ↓ -14%
United Medicaid|Community Plan $1,535.96 ↓ -12%
Total Care Medicaid|All Plans $1,566.68 ↓ -10%
Amerigroup Medicaid|All Plans $1,566.68 ↓ -10%
IAMolina Medicaid|All Plans $1,597.40 ↓ -9%
Wellmark Commercial|HMO $2,036.04 ↑ +16%
Wellmark Commercial|PPO $2,036.04 ↑ +16%
AMPS Commercial|All Plans $2,775.45 ↑ +59%
Medica Commercial|CHI Health $3,250.52 ↑ +86%
Medica Commercial|All Other Plans $3,250.52 ↑ +86%
United Commercial|All Plans $3,429.12 ↑ +96%
Midlands Choice Commercial|Premier $3,429.12 ↑ +96%
Medica Commercial|ACO $3,429.12 ↑ +96%
Medica Commercial|Open Access $3,429.12 ↑ +96%
Timpte Commercial|Broad Network $3,429.12 ↑ +96%
Midlands Choice Commercial|Standard $3,429.12 ↑ +96%
QuikTrip Commercial|All Plans $3,429.12 ↑ +96%
Greater Omaha Packing Commercial|Broad Network $3,429.12 ↑ +96%
Greater Omaha Packing Commercial|Narrow Network $3,429.12 ↑ +96%
Millard Public Schools Commercial|Broad Network $3,429.12 ↑ +96%
Millard Public Schools Commercial|Narrow Network $3,429.12 ↑ +96%
One World Commercial|Broad Network $3,429.12 ↑ +96%
One World Commercial|Narrow Network $3,429.12 ↑ +96%
PHCS Commercial|All Plans $3,500.56 ↑ +100%
MultiPlan Commercial|All Plans $3,500.56 ↑ +100%

Visitor-reported prices

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Chest CT scan (with contrast) at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $1,383.60 $170.40 – $238.57
MercyOne Dubuque Medical Center Dubuque $1,873.95 $157.36 – $2,883.00
MercyOne New Hampton Medical Center New Hampton $1,812.20 $1,103.77 – $2,788.00
MercyOne Dyersville Medical Center Dyersville $1,812.20 $1,053.86 – $3,138.17
MercyOne Clinton Medical Center Clinton $2,160.60 $161.52 – $3,324.00
MercyOne Oelwein Medical Center Oelwein $1,812.20 $1,065.57 – $2,788.00
MercyOne Cedar Falls Medical Center Cedar Falls $3,292.90 $165.25 – $5,066.00
MercyOne Elkader Medical Center Elkader $1,812.20 $1,434.98 – $2,914.02

All Iowa hospitals for this procedure →