Cell function assay w/stim at CHI Health Missouri Valley

631 North 8th Street, Missouri Valley, IA · Chihealth · · NPI 1508964123

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 16, 2026

$183.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$374.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$135.86 with United vs $366.52 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicare|All Plans $135.86 ↓ -26%
Humana Medicare|All Plans $135.86 ↓ -26%
Medica Medicare|All Plans $135.86 ↓ -26%
PACE Medicare|All Plans $135.86 ↓ -26%
Centene Medicare|All Plans $138.58 ↓ -24%
Amerigroup Medicare|All Plans $142.65 ↓ -22%
Great Plains Medicare|All Plans $142.66 ↓ -22%
United Medicaid|Community Plan $160.82 ↓ -12%
Total Care Medicaid|All Plans $164.04 ↓ -10%
Amerigroup Medicaid|All Plans $164.04 ↓ -10%
IAMolina Medicaid|All Plans $167.26 ↓ -9%
Wellmark Commercial|PPO $213.18 ↑ +16%
Wellmark Commercial|HMO $213.18 ↑ +16%
AMPS Commercial|All Plans $301.61 ↑ +65%
BCBS - NE Commercial|BluePrint $337.54 ↑ +84%
Medica Commercial|CHI Health $340.34 ↑ +86%
Medica Commercial|All Other Plans $340.34 ↑ +86%
BCBS - NE Commercial|All Other Plans $355.30 ↑ +94%
Midlands Choice Commercial|Premier $359.04 ↑ +96%
United Commercial|All Plans $359.04 ↑ +96%
Medica Commercial|ACO $359.04 ↑ +96%
Medica Commercial|Open Access $359.04 ↑ +96%
Timpte Commercial|Broad Network $359.04 ↑ +96%
Midlands Choice Commercial|Standard $359.04 ↑ +96%
QuikTrip Commercial|All Plans $359.04 ↑ +96%
Greater Omaha Packing Commercial|Broad Network $359.04 ↑ +96%
Greater Omaha Packing Commercial|Narrow Network $359.04 ↑ +96%
Millard Public Schools Commercial|Broad Network $359.04 ↑ +96%
Millard Public Schools Commercial|Narrow Network $359.04 ↑ +96%
One World Commercial|Broad Network $359.04 ↑ +96%
One World Commercial|Narrow Network $359.04 ↑ +96%
PHCS Commercial|All Plans $366.52 ↑ +100%
MultiPlan Commercial|All Plans $366.52 ↑ +100%

Visitor-reported prices

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Cell function assay w/stim at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Newton Medical Center Newton $214.50 $131.65 – $330.00
UnityPoint Health - Allen Hospital Waterloo $335.20 $76.79 – $211.35
UnityPoint Health - Finley Hospital Dubuque $335.20 $3.50 – $211.35
UnityPoint Health - Grinnell Regional Medical Center Grinnell $335.20 $51.52 – $142.65
UnityPoint Health - Iowa Lutheran Hospital Des Moines $335.20 $42.71 – $211.35
UnityPoint Health - Jones Regional Medical Center Anamosa $335.20 $64.85 – $144.61
UnityPoint Health - Marshalltown Marshalltown $335.20 $57.06 – $142.65
UnityPoint Health - St. Lukes Downtown Sioux City $335.20 $42.39 – $211.35

All Iowa hospitals for this procedure →