Pulse ox single at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$58.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$90.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.04 with HEALTH CHOICES vs $350.00 with GEHA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $23.04 ↓ -61%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $23.04 ↓ -61%
AETNA EAP AETNA $47.25 ↓ -19%
LUMINARE HEALTH AETNA $47.25 ↓ -19%
CHRISTIAN BROTHER SERVICES AETNA $47.25 ↓ -19%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $47.25 ↓ -19%
LUCENT HEALTH AETNA $47.25 ↓ -19%
AETNA AETNA $47.25 ↓ -19%
ASR HEALTH BENEFITS AETNA $47.25 ↓ -19%
1199 NATIONAL BENEFIT FUND AETNA $47.25 ↓ -19%
FIRST HEALTH AETNA $47.25 ↓ -19%
AETNA DOMESTIC AETNA $47.25 ↓ -19%
COVENTRY AETNA $47.25 ↓ -19%
ALLIED BENEFIT SYSTEMS AETNA $47.25 ↓ -19%
MERITAIN AETNA $47.25 ↓ -19%
WEBTPA AETNA $47.25 ↓ -19%
MEDICAL MUTUAL AETNA $47.25 ↓ -19%
PREFERRED ONE PREFERRED ONE $58.50 ↑ +0%
HEALTH PARTNERS HEALTH PARTNERS $60.21 ↑ +3%
MIDLANDS MIDLANDS CHOICE PPO $63.00 ↑ +8%
AUXIANT MIDLANDS CHOICE PPO $63.00 ↑ +8%
CIGNA MIDLANDS CHOICE PPO $63.00 ↑ +8%
CIGNA EAP MIDLANDS CHOICE PPO $63.00 ↑ +8%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $63.00 ↑ +8%
MEDICA MIDLANDS CHOICE PPO $63.00 ↑ +8%
MHNET MENTAL HEALTH ASSOCIATES $72.00 ↑ +23%
MULTIPLAN MULTIPLAN $81.00 ↑ +38%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $90.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $90.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $90.00 ↑ +54%
UNITED HEALTHCARE UNITED HEALTHCARE $350.00 ↑ +498%
GEHA UNITED HEALTHCARE $350.00 ↑ +498%

Visitor-reported prices

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Pulse ox single at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $69.00 not published
MercyOne Dubuque Medical Center Dubuque $91.65 $50.34 – $195.00
MercyOne New Hampton Medical Center New Hampton $50.70 $30.88 – $78.00
MercyOne Clinton Medical Center Clinton $52.65 $22.92 – $1,187.00
MercyOne Oelwein Medical Center Oelwein $50.70 $29.81 – $78.00
MercyOne Cedar Falls Medical Center Cedar Falls $26.65 $9.64 – $791.00
MercyOne West Des Moines Medical Center West Des Moines $96.00 $19.30 – $189.00
MercyOne Des Moines Medical Center Des Moines $59.15 $18.29 – $189.00

All Iowa hospitals for this procedure →