Prq trluml c athrc 1 art&/br at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$3,522.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,419.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,387.26 with MEDICAL ASSOCIATES vs $25,010.24 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $1,387.26 ↓ -61%
HEALTH CHOICES MEDICAL ASSOCIATES $1,387.26 ↓ -61%
WEBTPA AETNA $2,844.98 ↓ -19%
LUMINARE HEALTH AETNA $2,844.98 ↓ -19%
MEDICAL MUTUAL AETNA $2,844.98 ↓ -19%
LUCENT HEALTH AETNA $2,844.98 ↓ -19%
MERITAIN AETNA $2,844.98 ↓ -19%
AETNA EAP AETNA $2,844.98 ↓ -19%
AETNA AETNA $2,844.98 ↓ -19%
ASR HEALTH BENEFITS AETNA $2,844.98 ↓ -19%
CHRISTIAN BROTHER SERVICES AETNA $2,844.98 ↓ -19%
1199 NATIONAL BENEFIT FUND AETNA $2,844.98 ↓ -19%
FIRST HEALTH AETNA $2,844.98 ↓ -19%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $2,844.98 ↓ -19%
COVENTRY AETNA $2,844.98 ↓ -19%
ALLIED BENEFIT SYSTEMS AETNA $2,844.98 ↓ -19%
AETNA DOMESTIC AETNA $2,844.98 ↓ -19%
PREFERRED ONE PREFERRED ONE $3,522.35 ↑ +0%
HEALTH PARTNERS HEALTH PARTNERS $3,625.31 ↑ +3%
MEDICA MIDLANDS CHOICE PPO $3,793.30 ↑ +8%
CIGNA EAP MIDLANDS CHOICE PPO $3,793.30 ↑ +8%
CIGNA MIDLANDS CHOICE PPO $3,793.30 ↑ +8%
MIDLANDS MIDLANDS CHOICE PPO $3,793.30 ↑ +8%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $3,793.30 ↑ +8%
AUXIANT MIDLANDS CHOICE PPO $3,793.30 ↑ +8%
MHNET MENTAL HEALTH ASSOCIATES $4,335.20 ↑ +23%
MULTIPLAN MULTIPLAN $4,877.10 ↑ +38%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $5,419.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $5,419.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $5,419.00 ↑ +54%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $11,170.11 ↑ +217%
MOLINA MEDICAID MOLINA MEDICAID $11,279.62 ↑ +220%
WELLPOINT MEDICAID WELLPOINT MEDICAID $11,323.43 ↑ +221%
BLUE CROSS - OK WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS DOMESTIC WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - MS WELLMARK PPO $11,794.23 ↑ +235%
PRE-EMPLOYMENT WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - LA WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - TX WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - SC WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - MI WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - MT WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - RI WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - TN WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - FEDERAL WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - NC WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - AR WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - NM WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - ID WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - VT WELLMARK PPO $11,794.23 ↑ +235%
KAISER DOMESTIC WELLMARK PPO $11,794.23 ↑ +235%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - IL WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $11,794.23 ↑ +235%
WC DOMESTIC WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - MN WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - NE WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - FL WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - WY WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $11,794.23 ↑ +235%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - ND WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - KS WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - AL WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $11,794.23 ↑ +235%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $11,794.23 ↑ +235%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $11,794.23 ↑ +235%
BCN DOMESTIC WELLMARK PPO $11,794.23 ↑ +235%
BCBS GENERIC WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $11,794.23 ↑ +235%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - MA WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $11,794.23 ↑ +235%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $11,794.23 ↑ +235%
BLUE CARE NETWORK WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - AZ WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - HI WELLMARK PPO $11,794.23 ↑ +235%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $11,794.23 ↑ +235%
BLUE SHIELD - CA WELLMARK PPO $11,794.23 ↑ +235%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $11,794.23 ↑ +235%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $12,194.05 ↑ +246%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $12,194.05 ↑ +246%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $12,194.05 ↑ +246%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $12,315.99 ↑ +250%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $12,437.93 ↑ +253%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $12,437.93 ↑ +253%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $12,567.33 ↑ +257%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $12,691.76 ↑ +260%
CENTIVO CENTIVO $15,304.77 ↑ +335%
OSCAR OSCAR $16,400.99 ↑ +366%
AMISH HOSPITAL AID AMISH HOSPITAL AID $16,549.06 ↑ +370%
AMBETTER AMBETTER MARKETPLACE $20,904.08 ↑ +493%
NOVA CLAIMDOC $25,010.24 ↑ +610%
CLAIMDOC CLAIMDOC $25,010.24 ↑ +610%

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Prq trluml c athrc 1 art&/br at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $9,402.00 $10,855.42 – $15,197.59
MercyOne Dubuque Medical Center Dubuque $10,428.60 $5,727.71 – $23,066.33
MercyOne Des Moines Medical Center Des Moines $14,212.25 $149.64 – $22,412.03
MercyOne Genesis Davenport Medical Center Davenport $10,464.60 $10,855.42 – $15,197.59
UnityPoint Health - Allen Hospital Waterloo $18,217.10 $538.97 – $12,000.51
UnityPoint Health - Finley Hospital Dubuque $16,045.96 $538.97 – $16,045.96
UnityPoint Health - Grinnell Regional Medical Center Grinnell $1,366.40 $538.97 – $11,283.46
UnityPoint Health - Iowa Lutheran Hospital Des Moines $16,094.60 $538.97 – $10,926.09

All Iowa hospitals for this procedure →