Pessary 3.5 in 7 vag sil rng fold at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$96.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$148.28

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.47 with HEALTH CHOICES vs $111.21 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $28.47 ↓ -70%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $28.47 ↓ -70%
AETNA EAP AETNA $58.39 ↓ -39%
LUMINARE HEALTH AETNA $58.39 ↓ -39%
CHRISTIAN BROTHER SERVICES AETNA $58.39 ↓ -39%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $58.39 ↓ -39%
LUCENT HEALTH AETNA $58.39 ↓ -39%
AETNA AETNA $58.39 ↓ -39%
ASR HEALTH BENEFITS AETNA $58.39 ↓ -39%
1199 NATIONAL BENEFIT FUND AETNA $58.39 ↓ -39%
FIRST HEALTH AETNA $58.39 ↓ -39%
AETNA DOMESTIC AETNA $58.39 ↓ -39%
COVENTRY AETNA $58.39 ↓ -39%
ALLIED BENEFIT SYSTEMS AETNA $58.39 ↓ -39%
MERITAIN AETNA $58.39 ↓ -39%
WEBTPA AETNA $58.39 ↓ -39%
MEDICAL MUTUAL AETNA $58.39 ↓ -39%
UNITED HEALTHCARE UNITED HEALTHCARE $66.73 ↓ -31%
GEHA UNITED HEALTHCARE $66.73 ↓ -31%
PREFERRED ONE PREFERRED ONE $72.29 ↓ -25%
HEALTH PARTNERS HEALTH PARTNERS $74.40 ↓ -23%
MIDLANDS MIDLANDS CHOICE PPO $77.85 ↓ -19%
AUXIANT MIDLANDS CHOICE PPO $77.85 ↓ -19%
CIGNA MIDLANDS CHOICE PPO $77.85 ↓ -19%
CIGNA EAP MIDLANDS CHOICE PPO $77.85 ↓ -19%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $77.85 ↓ -19%
MEDICA MIDLANDS CHOICE PPO $77.85 ↓ -19%
MHNET MENTAL HEALTH ASSOCIATES $88.97 ↓ -8%
MULTIPLAN MULTIPLAN $100.09 ↑ +4%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $111.21 ↑ +15%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $111.21 ↑ +15%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $111.21 ↑ +15%

Visitor-reported prices

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Pessary 3.5 in 7 vag sil rng fold at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $84.60 not published
MercyOne Dubuque Medical Center Dubuque $96.38 $39.70 – $111.21
MercyOne New Hampton Medical Center New Hampton $114.40 $52.26 – $132.00
MercyOne Dyersville Medical Center Dyersville $96.38 $42.04 – $125.18
MercyOne Clinton Medical Center Clinton $96.38 $31.47 – $111.21
MercyOne Oelwein Medical Center Oelwein $96.38 $42.50 – $111.21
MercyOne Cedar Falls Medical Center Cedar Falls $96.38 $26.13 – $111.21
MercyOne Elkader Medical Center Elkader $96.38 $57.24 – $116.24

All Iowa hospitals for this procedure →