Perc cryo ablate renal tum at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$13,365.30

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$20,562.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,509.25 with MEDICAL ASSOCIATES vs $23,029.31 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $3,509.25 ↓ -74%
HEALTH CHOICES MEDICAL ASSOCIATES $3,509.25 ↓ -74%
FIRST HEALTH AETNA $7,196.70 ↓ -46%
WEBTPA AETNA $7,196.70 ↓ -46%
LUMINARE HEALTH AETNA $7,196.70 ↓ -46%
CHRISTIAN BROTHER SERVICES AETNA $7,196.70 ↓ -46%
AETNA DOMESTIC AETNA $7,196.70 ↓ -46%
MEDICAL MUTUAL AETNA $7,196.70 ↓ -46%
1199 NATIONAL BENEFIT FUND AETNA $7,196.70 ↓ -46%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $7,196.70 ↓ -46%
COVENTRY AETNA $7,196.70 ↓ -46%
ALLIED BENEFIT SYSTEMS AETNA $7,196.70 ↓ -46%
LUCENT HEALTH AETNA $7,196.70 ↓ -46%
MERITAIN AETNA $7,196.70 ↓ -46%
AETNA EAP AETNA $7,196.70 ↓ -46%
AETNA AETNA $7,196.70 ↓ -46%
ASR HEALTH BENEFITS AETNA $7,196.70 ↓ -46%
PREFERRED ONE PREFERRED ONE $8,910.20 ↓ -33%
HEALTH PARTNERS HEALTH PARTNERS $9,170.65 ↓ -31%
MEDICA MIDLANDS CHOICE PPO $9,595.60 ↓ -28%
CIGNA MIDLANDS CHOICE PPO $9,595.60 ↓ -28%
MIDLANDS MIDLANDS CHOICE PPO $9,595.60 ↓ -28%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $9,595.60 ↓ -28%
CIGNA EAP MIDLANDS CHOICE PPO $9,595.60 ↓ -28%
AUXIANT MIDLANDS CHOICE PPO $9,595.60 ↓ -28%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $10,285.39 ↓ -23%
MOLINA MEDICAID MOLINA MEDICAID $10,386.23 ↓ -22%
WELLPOINT MEDICAID WELLPOINT MEDICAID $10,426.56 ↓ -22%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $10,860.07 ↓ -19%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $10,860.07 ↓ -19%
BCN DOMESTIC WELLMARK PPO $10,860.07 ↓ -19%
BCBS GENERIC WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - OK WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS DOMESTIC WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - MS WELLMARK PPO $10,860.07 ↓ -19%
PRE-EMPLOYMENT WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - LA WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - AR WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - NM WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - ID WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - VT WELLMARK PPO $10,860.07 ↓ -19%
KAISER DOMESTIC WELLMARK PPO $10,860.07 ↓ -19%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - IL WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $10,860.07 ↓ -19%
WC DOMESTIC WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - MN WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - NE WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - FL WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - WY WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $10,860.07 ↓ -19%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - ND WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - KS WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - AL WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $10,860.07 ↓ -19%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $10,860.07 ↓ -19%
BLUE SHIELD - CA WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $10,860.07 ↓ -19%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $10,860.07 ↓ -19%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - MA WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $10,860.07 ↓ -19%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - TX WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - SC WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - MI WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - MT WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - RI WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - TN WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - FEDERAL WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - NC WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $10,860.07 ↓ -19%
BLUE CARE NETWORK WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - AZ WELLMARK PPO $10,860.07 ↓ -19%
BLUE CROSS - HI WELLMARK PPO $10,860.07 ↓ -19%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $10,860.07 ↓ -19%
MHNET MENTAL HEALTH ASSOCIATES $10,966.40 ↓ -18%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $11,228.22 ↓ -16%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $11,228.22 ↓ -16%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $11,228.22 ↓ -16%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $11,340.50 ↓ -15%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $11,452.78 ↓ -14%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $11,452.78 ↓ -14%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $11,571.94 ↓ -13%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $11,686.51 ↓ -13%
MULTIPLAN MULTIPLAN $12,337.20 ↓ -8%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $13,708.00 ↑ +3%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $13,708.00 ↑ +3%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $13,708.00 ↑ +3%
CENTIVO CENTIVO $14,092.56 ↑ +5%
OSCAR OSCAR $15,101.95 ↑ +13%
AMISH HOSPITAL AID AMISH HOSPITAL AID $15,238.30 ↑ +14%
AMBETTER AMBETTER MARKETPLACE $19,248.37 ↑ +44%
NOVA CLAIMDOC $23,029.31 ↑ +72%
CLAIMDOC CLAIMDOC $23,029.31 ↑ +72%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Perc cryo ablate renal tum at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Des Moines Medical Center Des Moines $20,835.10 $4,295.37 – $21,370.00
UnityPoint Health - Allen Hospital Waterloo $21,107.20 $410.84 – $9,198.63
UnityPoint Health - Finley Hospital Dubuque $21,107.20 $410.84 – $12,136.64
UnityPoint Health - Grinnell Regional Medical Center Grinnell $21,107.20 $410.84 – $10,358.80
UnityPoint Health - Iowa Lutheran Hospital Des Moines $21,107.20 $410.84 – $10,030.71
UnityPoint Health - Jones Regional Medical Center Anamosa $21,107.20 $410.84 – $1,091.43
UnityPoint Health - Marshalltown Marshalltown $21,107.20 $410.84 – $10,131.12
UnityPoint Health - St. Lukes Downtown Sioux City $21,107.20 $410.84 – $9,220.40

All Iowa hospitals for this procedure →