Ot therapeutic interventions cognitive skills direct patient contact initial 15 minutes at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$72.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$111.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.89 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $350.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $18.89 ↓ -74%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $18.89 ↓ -74%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $18.89 ↓ -74%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $19.08 ↓ -74%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $19.27 ↓ -73%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $19.27 ↓ -73%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $19.47 ↓ -73%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $19.67 ↓ -73%
HEALTH CHOICES MEDICAL ASSOCIATES $22.53 ↓ -69%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $22.53 ↓ -69%
CENTIVO CENTIVO $23.71 ↓ -67%
OSCAR OSCAR $25.41 ↓ -65%
AMISH HOSPITAL AID AMISH HOSPITAL AID $25.64 ↓ -64%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $26.50 ↓ -63%
MOLINA MEDICAID MOLINA MEDICAID $26.76 ↓ -63%
WELLPOINT MEDICAID WELLPOINT MEDICAID $26.86 ↓ -63%
AMBETTER AMBETTER MARKETPLACE $32.39 ↓ -55%
CLAIMDOC CLAIMDOC $38.75 ↓ -46%
NOVA CLAIMDOC $38.75 ↓ -46%
CHRISTIAN BROTHER SERVICES AETNA $46.20 ↓ -36%
LUMINARE HEALTH AETNA $46.20 ↓ -36%
FIRST HEALTH AETNA $46.20 ↓ -36%
1199 NATIONAL BENEFIT FUND AETNA $46.20 ↓ -36%
COVENTRY AETNA $46.20 ↓ -36%
ALLIED BENEFIT SYSTEMS AETNA $46.20 ↓ -36%
MERITAIN AETNA $46.20 ↓ -36%
MEDICAL MUTUAL AETNA $46.20 ↓ -36%
WEBTPA AETNA $46.20 ↓ -36%
AETNA DOMESTIC AETNA $46.20 ↓ -36%
ASR HEALTH BENEFITS AETNA $46.20 ↓ -36%
AETNA EAP AETNA $46.20 ↓ -36%
AETNA AETNA $46.20 ↓ -36%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $46.20 ↓ -36%
LUCENT HEALTH AETNA $46.20 ↓ -36%
PREFERRED ONE PREFERRED ONE $57.20 ↓ -21%
HEALTH PARTNERS HEALTH PARTNERS $58.87 ↓ -18%
CIGNA EAP MIDLANDS CHOICE PPO $61.60 ↓ -15%
MIDLANDS MIDLANDS CHOICE PPO $61.60 ↓ -15%
AUXIANT MIDLANDS CHOICE PPO $61.60 ↓ -15%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $61.60 ↓ -15%
MEDICA MIDLANDS CHOICE PPO $61.60 ↓ -15%
CIGNA MIDLANDS CHOICE PPO $61.60 ↓ -15%
MHNET MENTAL HEALTH ASSOCIATES $70.40 ↓ -2%
MULTIPLAN MULTIPLAN $79.20 ↑ +10%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $88.00 ↑ +22%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $88.00 ↑ +22%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $88.00 ↑ +22%
GEHA UNITED HEALTHCARE $350.00 ↑ +385%
UNITED HEALTHCARE UNITED HEALTHCARE $350.00 ↑ +385%

Visitor-reported prices

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Ot therapeutic interventions cognitive skills direct patient contact initial 15 minutes at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $43.80 $29.70 – $29.70
MercyOne Dubuque Medical Center Dubuque $81.90 $18.89 – $137.00
MercyOne Dyersville Medical Center Dyersville $128.70 $74.84 – $222.87
MercyOne Clinton Medical Center Clinton $34.45 $15.00 – $195.00
MercyOne Oelwein Medical Center Oelwein $128.70 $75.68 – $198.00
MercyOne Cedar Falls Medical Center Cedar Falls $72.15 $18.89 – $301.50
MercyOne West Des Moines Medical Center West Des Moines $272.00 $18.89 – $272.00
MercyOne Centerville Medical Center Centerville $198.00 $54.33 – $198.00

All Iowa hospitals for this procedure →