Low cost skin substitute app at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$11,101.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,708.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$74.50 with IOWA DEPT OF PUBLIC HEALTH vs $1,708.00 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $74.50 ↓ -99%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $341.60 ↓ -97%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $418.12 ↓ -96%
MOLINA MEDICAID MOLINA MEDICAID $422.22 ↓ -96%
WELLPOINT MEDICAID WELLPOINT MEDICAID $423.86 ↓ -96%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $429.40 ↓ -96%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $429.40 ↓ -96%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $433.69 ↓ -96%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $437.25 ↓ -96%
HEALTH CHOICES MEDICAL ASSOCIATES $437.25 ↓ -96%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $437.99 ↓ -96%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $437.99 ↓ -96%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $442.54 ↓ -96%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $446.93 ↓ -96%
BLUE CROSS DOMESTIC WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - FEDERAL WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - FL WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - HI WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - ID WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - IL WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - KS WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - LA WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - MA WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - MI WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - MN WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - MS WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - MT WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - NC WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - ND WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - NE WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - NM WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - OK WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - RI WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - SC WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - TN WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - TX WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - VT WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - WY WELLMARK PPO $483.74 ↓ -96%
BLUE SHIELD - CA WELLMARK PPO $483.74 ↓ -96%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $483.74 ↓ -96%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $483.74 ↓ -96%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $483.74 ↓ -96%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $483.74 ↓ -96%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $483.74 ↓ -96%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $483.74 ↓ -96%
BCBS GENERIC WELLMARK PPO $483.74 ↓ -96%
BCN DOMESTIC WELLMARK PPO $483.74 ↓ -96%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $483.74 ↓ -96%
BLUE CARE NETWORK WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - AL WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - AR WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - AZ WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $483.74 ↓ -96%
KAISER DOMESTIC WELLMARK PPO $483.74 ↓ -96%
PRE-EMPLOYMENT WELLMARK PPO $483.74 ↓ -96%
WC DOMESTIC WELLMARK PPO $483.74 ↓ -96%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $755.08 ↓ -93%
FIRST HEALTH AETNA $896.70 ↓ -92%
CHRISTIAN BROTHER SERVICES AETNA $896.70 ↓ -92%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $896.70 ↓ -92%
1199 NATIONAL BENEFIT FUND AETNA $896.70 ↓ -92%
WEBTPA AETNA $896.70 ↓ -92%
LUCENT HEALTH AETNA $896.70 ↓ -92%
LUMINARE HEALTH AETNA $896.70 ↓ -92%
MEDICAL MUTUAL AETNA $896.70 ↓ -92%
ASR HEALTH BENEFITS AETNA $896.70 ↓ -92%
MERITAIN AETNA $896.70 ↓ -92%
COVENTRY AETNA $896.70 ↓ -92%
AETNA AETNA $896.70 ↓ -92%
AETNA DOMESTIC AETNA $896.70 ↓ -92%
ALLIED BENEFIT SYSTEMS AETNA $896.70 ↓ -92%
AETNA EAP AETNA $896.70 ↓ -92%
CENTIVO CENTIVO $979.83 ↓ -91%
OSCAR OSCAR $1,050.01 ↓ -91%
AMISH HOSPITAL AID AMISH HOSPITAL AID $1,059.49 ↓ -90%
PREFERRED ONE PREFERRED ONE $1,110.20 ↓ -90%
HEALTH PARTNERS HEALTH PARTNERS $1,142.65 ↓ -90%
AUXIANT MIDLANDS CHOICE PPO $1,195.60 ↓ -89%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $1,195.60 ↓ -89%
MEDICA MIDLANDS CHOICE PPO $1,195.60 ↓ -89%
MIDLANDS MIDLANDS CHOICE PPO $1,195.60 ↓ -89%
CIGNA EAP MIDLANDS CHOICE PPO $1,195.60 ↓ -89%
CIGNA MIDLANDS CHOICE PPO $1,195.60 ↓ -89%
AMBETTER AMBETTER MARKETPLACE $1,338.30 ↓ -88%
MHNET MENTAL HEALTH ASSOCIATES $1,366.40 ↓ -88%
MULTIPLAN MULTIPLAN $1,537.20 ↓ -86%
NOVA CLAIMDOC $1,601.18 ↓ -86%
CLAIMDOC CLAIMDOC $1,601.18 ↓ -86%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $1,708.00 ↓ -85%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $1,708.00 ↓ -85%

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Low cost skin substitute app at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $1,407.70 $575.67 – $1,138.47
UnityPoint Health - Iowa Lutheran Hospital Des Moines $1,996.48 $582.75 – $1,080.59
UnityPoint Health - Marshalltown Marshalltown $1,407.70 $575.67 – $1,404.18
UnityPoint Health - St. Lukes Downtown Sioux City $1,208.58 $392.79 – $981.97
UnityPoint Health - Trinity Bettendorf Bettendorf $1,383.84 $575.67 – $911.60
UnityPoint Health - Trinity Muscatine Muscatine $1,383.84 $397.85 – $946.20
UnityPoint Health - Trinity Regional Medical Center Fort Dodge $1,103.34 $575.67 – $1,172.29
UnityPoint Health - St. Luke's Hospital Cedar Rapids $1,687.84 $578.86 – $1,156.16

All Iowa hospitals for this procedure →