Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$146.90

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$226.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.46 with MEDICAL ASSOCIATES vs $76.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $19.46 ↓ -87%
HEALTH CHOICES MEDICAL ASSOCIATES $19.46 ↓ -87%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $23.34 ↓ -84%
MOLINA MEDICAID MOLINA MEDICAID $23.57 ↓ -84%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $23.60 ↓ -84%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $23.60 ↓ -84%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $23.60 ↓ -84%
WELLPOINT MEDICAID WELLPOINT MEDICAID $23.66 ↓ -84%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $23.83 ↓ -84%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $24.07 ↓ -84%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $24.07 ↓ -84%
GEHA UNITED HEALTHCARE $24.08 ↓ -84%
UNITED HEALTHCARE UNITED HEALTHCARE $24.08 ↓ -84%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $24.32 ↓ -83%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $24.56 ↓ -83%
CENTIVO CENTIVO $29.62 ↓ -80%
OSCAR OSCAR $31.74 ↓ -78%
AMISH HOSPITAL AID AMISH HOSPITAL AID $32.03 ↓ -78%
1199 NATIONAL BENEFIT FUND AETNA $39.90 ↓ -73%
WEBTPA AETNA $39.90 ↓ -73%
MEDICAL MUTUAL AETNA $39.90 ↓ -73%
ASR HEALTH BENEFITS AETNA $39.90 ↓ -73%
AETNA AETNA $39.90 ↓ -73%
LUCENT HEALTH AETNA $39.90 ↓ -73%
COVENTRY AETNA $39.90 ↓ -73%
ALLIED BENEFIT SYSTEMS AETNA $39.90 ↓ -73%
MERITAIN AETNA $39.90 ↓ -73%
AETNA DOMESTIC AETNA $39.90 ↓ -73%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $39.90 ↓ -73%
CHRISTIAN BROTHER SERVICES AETNA $39.90 ↓ -73%
AETNA EAP AETNA $39.90 ↓ -73%
FIRST HEALTH AETNA $39.90 ↓ -73%
LUMINARE HEALTH AETNA $39.90 ↓ -73%
AMBETTER AMBETTER MARKETPLACE $40.45 ↓ -72%
CLAIMDOC CLAIMDOC $48.40 ↓ -67%
NOVA CLAIMDOC $48.40 ↓ -67%
PREFERRED ONE PREFERRED ONE $49.40 ↓ -66%
HEALTH PARTNERS HEALTH PARTNERS $50.84 ↓ -65%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $53.20 ↓ -64%
CIGNA EAP MIDLANDS CHOICE PPO $53.20 ↓ -64%
AUXIANT MIDLANDS CHOICE PPO $53.20 ↓ -64%
MEDICA MIDLANDS CHOICE PPO $53.20 ↓ -64%
CIGNA MIDLANDS CHOICE PPO $53.20 ↓ -64%
MIDLANDS MIDLANDS CHOICE PPO $53.20 ↓ -64%
MHNET MENTAL HEALTH ASSOCIATES $60.80 ↓ -59%
MULTIPLAN MULTIPLAN $68.40 ↓ -53%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $76.00 ↓ -48%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $76.00 ↓ -48%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $76.00 ↓ -48%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Infectious agent antigen immunoassay ql/sq multi step hiv-1 antigen(s) hiv-1&2 antibodies at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $79.20 $24.08 – $24.08
MercyOne New Hampton Medical Center New Hampton $123.50 $75.22 – $190.00
MercyOne Dyersville Medical Center Dyersville $123.50 $71.82 – $213.86
MercyOne Clinton Medical Center Clinton $833.95 $9.09 – $128.00
MercyOne Oelwein Medical Center Oelwein $123.50 $72.62 – $190.00
MercyOne Elkader Medical Center Elkader $123.50 $97.79 – $198.59
MercyOne West Des Moines Medical Center West Des Moines $293.00 $23.34 – $293.00
MercyOne Des Moines Medical Center Des Moines $190.45 $23.34 – $293.00

All Iowa hospitals for this procedure →