Implant cochlear osia osi300 at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$76,267.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,780.21

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.96 with IOWA DEPT OF PUBLIC HEALTH vs $27,814.73 with NOVA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $0.96 ↓ -100%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $111.79 ↓ -100%
HEALTH CHOICES MEDICAL ASSOCIATES $111.79 ↓ -100%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $229.25 ↓ -100%
WEBTPA AETNA $229.25 ↓ -100%
COVENTRY AETNA $229.25 ↓ -100%
ALLIED BENEFIT SYSTEMS AETNA $229.25 ↓ -100%
MERITAIN AETNA $229.25 ↓ -100%
LUCENT HEALTH AETNA $229.25 ↓ -100%
AETNA EAP AETNA $229.25 ↓ -100%
AETNA AETNA $229.25 ↓ -100%
ASR HEALTH BENEFITS AETNA $229.25 ↓ -100%
1199 NATIONAL BENEFIT FUND AETNA $229.25 ↓ -100%
FIRST HEALTH AETNA $229.25 ↓ -100%
LUMINARE HEALTH AETNA $229.25 ↓ -100%
AETNA DOMESTIC AETNA $229.25 ↓ -100%
CHRISTIAN BROTHER SERVICES AETNA $229.25 ↓ -100%
MEDICAL MUTUAL AETNA $229.25 ↓ -100%
UNITED HEALTHCARE UNITED HEALTHCARE $262.00 ↓ -100%
GEHA UNITED HEALTHCARE $262.00 ↓ -100%
PREFERRED ONE PREFERRED ONE $283.84 ↓ -100%
HEALTH PARTNERS HEALTH PARTNERS $292.13 ↓ -100%
MEDICA MIDLANDS CHOICE PPO $305.67 ↓ -100%
MIDLANDS MIDLANDS CHOICE PPO $305.67 ↓ -100%
CIGNA MIDLANDS CHOICE PPO $305.67 ↓ -100%
CIGNA EAP MIDLANDS CHOICE PPO $305.67 ↓ -100%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $305.67 ↓ -100%
AUXIANT MIDLANDS CHOICE PPO $305.67 ↓ -100%
MHNET MENTAL HEALTH ASSOCIATES $349.34 ↓ -100%
MULTIPLAN MULTIPLAN $393.00 ↓ -99%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $436.67 ↓ -99%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $436.67 ↓ -99%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $12,422.66 ↓ -84%
MOLINA MEDICAID MOLINA MEDICAID $12,544.46 ↓ -84%
WELLPOINT MEDICAID WELLPOINT MEDICAID $12,593.17 ↓ -83%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - MS WELLMARK PPO $13,116.76 ↓ -83%
PRE-EMPLOYMENT WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - LA WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - TX WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - SC WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - MI WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - MT WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - RI WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - TN WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - FEDERAL WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - NC WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $13,116.76 ↓ -83%
BLUE CARE NETWORK WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - AZ WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - HI WELLMARK PPO $13,116.76 ↓ -83%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $13,116.76 ↓ -83%
WC DOMESTIC WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - AR WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - NM WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - ID WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - VT WELLMARK PPO $13,116.76 ↓ -83%
KAISER DOMESTIC WELLMARK PPO $13,116.76 ↓ -83%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - IL WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $13,116.76 ↓ -83%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - MN WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - NE WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - FL WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - WY WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $13,116.76 ↓ -83%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - ND WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - KS WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - AL WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $13,116.76 ↓ -83%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $13,116.76 ↓ -83%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $13,116.76 ↓ -83%
BCN DOMESTIC WELLMARK PPO $13,116.76 ↓ -83%
BCBS GENERIC WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - OK WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS DOMESTIC WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $13,116.76 ↓ -83%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - MA WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $13,116.76 ↓ -83%
BLUE SHIELD - CA WELLMARK PPO $13,116.76 ↓ -83%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $13,116.76 ↓ -83%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $13,561.41 ↓ -82%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $13,561.41 ↓ -82%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $13,561.41 ↓ -82%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $13,697.02 ↓ -82%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $13,832.64 ↓ -82%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $13,832.64 ↓ -82%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $13,976.55 ↓ -82%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $14,114.94 ↓ -81%
CENTIVO CENTIVO $17,020.95 ↓ -78%
OSCAR OSCAR $18,240.09 ↓ -76%
AMISH HOSPITAL AID AMISH HOSPITAL AID $18,404.77 ↓ -76%
AMBETTER AMBETTER MARKETPLACE $23,248.13 ↓ -70%
CLAIMDOC CLAIMDOC $27,814.73 ↓ -64%
NOVA CLAIMDOC $27,814.73 ↓ -64%

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Implant cochlear osia osi300 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $6,237.66 $155.89 – $436.67
MercyOne New Hampton Medical Center New Hampton $6,040.03 $215.33 – $543.90
MercyOne Dyersville Medical Center Dyersville $6,357.14 $165.06 – $491.52
MercyOne Clinton Medical Center Clinton $6,357.14 $123.58 – $436.67
MercyOne Oelwein Medical Center Oelwein $6,357.14 $166.90 – $436.67
MercyOne Cedar Falls Medical Center Cedar Falls $6,357.14 $102.62 – $436.67
MercyOne Elkader Medical Center Elkader $6,357.14 $224.75 – $456.41
MercyOne West Des Moines Medical Center West Des Moines $48,020.46 $0.96 – $24,925.18

All Iowa hospitals for this procedure →